Amesite Inc. (AMST) Stock Concentration Calculator
Calculator · free · no signup · AMSTQuantify Amesite Inc. concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
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Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,444).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.7%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Amesite Inc.
Amesite Inc. (AMST) is a public Cloud/SaaS company, incorporated in Delaware and headquartered in Detroit, MI.
Equity grants at Amesite Inc. typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Ann Marie Sastry founded Amesite in Detroit on November 14, 2017, and took it public on Nasdaq in September 2020, raising $15 million in an initial public offering (IPO) priced at $5 per share. Originally an AI-driven online course platform sold to universities and corporations, Amesite has since shifted focus to NurseMagic, a mobile app that automates nursing documentation (patient care notes) and gives nurses AI-generated guidance on medications and workplace situations, sold both directly to nurses and to healthcare facilities. The company reported $108,050 in quarterly revenue and $1.2 million in cash as of its latest SEC filing.
Sources: sec.gov · sec.gov · detroitchamber.com
Equity comp at Amesite Inc.
- Amesite operates three distinct equity instruments simultaneously: (1) stock options for employees with a vesting period that changed from 2 years in FY2023/FY2024 to 4 years in FY2025, all with 10-year terms; (2) annual RSU grants to directors (worth $100,000 per year) that vest on the one-year anniversary of grant; and (3) a Deferred Fee Plan for Directors under which outside directors may take their quarterly cash retainer as deferred stock units (DSUs, shares issued in lieu of cash that are held and delivered at a future date) instead, with settlement deferred until the director leaves the board or a change in control occurs. The 2018 Equity Incentive Plan provides no automatic acceleration upon a change in control at the plan level; acceleration requires explicit language in individual award agreements.
- Vesting schedule: Employee stock options shifted from 2-year vesting (no cliff documented) in FY2023/FY2024 to 4-year vesting in FY2025. Director RSUs vest on the one-year anniversary of grant..
Sources: sec.gov · sec.gov · sec.gov
Researched 2026-05-28.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Amesite Inc..
If a meaningful share of your net worth sits in AMST, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with AMST's option-implied volatility.
All Amesite Inc. tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Amesite Inc. equity questions
- How much AMST stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your AMST position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Amesite Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Amesite Inc. typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
One piece of the puzzle.
OptionsAhoy plans your Amesite Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.