Calculators for equity holders

See how concentrated your single-stock position is, what a 30/50/70% drawdown costs, and the trade-off between selling down and hedging — with multi-year tax math.

Concentration risk · Sell-down vs. hedge · Tax-aware

Price a zero-cost collar or protective put on a single-stock position. See annual cost, max loss, upside cap, bad-year coverage, and which structure suits your floor.

Collar pricing · Protective put · Bad-year framing

Plan a multi-year ISO exercise schedule that minimizes AMT — federal and state, with credit recovery and grant-expiration timing.

Recently departed? Covers your 90-day post-termination exercise window.

AMT crossover · Multi-year exercise · Credit recovery · 90-day window

Calculate the after-tax payout on a non-qualified stock option exercise (federal, state, FICA), then compare selling now vs. holding for long-term capital gains across your chosen horizon.

NSO bargain element · Sell-vs-hold · Year-N comparison · FICA

After your RSUs vest, should you sell at vest or hold? Compare after-tax payout — federal, state, FICA, plus the short-term-vs-LTCG cliff at 12 months — and see exactly what holding actually costs.

RSU vest · Sell-at-vest · LTCG cliff · Equivalence framing