Archer Daniels Midland (ADM) Stock Concentration Calculator
Calculator · free · no signup · ADMQuantify Archer Daniels Midland concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Archer Daniels Midland
Archer Daniels Midland (ADM) is a public Consumer Staples company, incorporated in Delaware and headquartered in Chicago, IL.
Last close: $82.45 per share (as of 2026-08-18).
Equity grants at Archer Daniels Midland typically include restricted stock units (RSUs).
The Archer-Daniels-Midland Company, commonly known as ADM, is an American multinational food processing and commodities trading corporation founded in 1902 and headquartered in Chicago, Illinois. The company operates more than 270 plants and 420 crop procurement facilities worldwide, where cereal grains and oilseeds are processed into products used in food, beverage, nutraceutical, industrial, and animal feed markets worldwide.
Source: Wikipedia (CC BY-SA 4.0)
Founded in 1902 as a linseed crushing operation, the company buys, transports, stores, and processes agricultural commodities, turning corn and oilseeds into ingredients for food, feed, and fuel. Margins come from spreads between raw and processed prices and from the logistics network rather than from any brand. Ethanol and renewable diesel link results to energy policy as much as to crop yields. Grain origination assets are hard to replicate because they occupy specific river and rail locations. Headquarters are in Chicago.
Sources: sec.gov · en.wikipedia.org
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Archer Daniels Midland.
If a meaningful share of your net worth sits in ADM, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with ADM's option-implied volatility.
Example: 5,000 ADM shares at $82.45 is a $412,250 position. A 30% drawdown costs $123,675; a 50% drawdown costs $206,125; a 70% drawdown costs $288,575. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using ADM's option-implied volatility and your cost basis.
All Archer Daniels Midland tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Archer Daniels Midland equity questions
- How much ADM stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your ADM position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Archer Daniels Midland grant ISOs, NSOs, or RSUs?
- Equity compensation at Archer Daniels Midland typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
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OptionsAhoy plans your Archer Daniels Midland equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.