C3.ai (AI) Stock Concentration Calculator
Calculator · free · no signup · AIQuantify C3.ai concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →About C3.ai
C3.ai (AI) is a public AI company, incorporated in Delaware and headquartered in Redwood City, CA. IPO'd Dec 9, 2020.
Last close: $10.93 per share (as of 2026-06-16).
Equity grants at C3.ai typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
C3.ai is an American information technology company specializing in enterprise artificial intelligence. Based in Redwood City, California, the company was founded in 2009 by Thomas Siebel and became a public company in 2020 on the New York Stock Exchange.
Source: Wikipedia (CC BY-SA 4.0)
Tom Siebel founded C3.ai in 2009, and the Redwood City, California company sells an enterprise AI platform plus a library of pre-built applications for predictive maintenance, supply network risk, and production optimization. C3.ai listed on the NYSE under the ticker AI on December 9, 2020, pricing 15.5 million shares at $42 and raising roughly $651 million in gross proceeds. Customers span oil and gas (Shell, Occidental, Baker Hughes partnership), defense and intelligence (U.S. Air Force, Department of Defense work), and manufacturing (Koch Industries), with more than 40 turnkey applications offered across regulated industries.
Sources: en.wikipedia.org · businesswire.com · c3.ai · c3.ai
Equity comp at C3.ai
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by C3.ai.
If a meaningful share of your net worth sits in AI, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with AI's option-implied volatility.
Example: 5,000 AI shares at $10.93 is a $54,650 position. A 30% drawdown costs $16,395; a 50% drawdown costs $27,325; a 70% drawdown costs $38,255. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using AI's option-implied volatility and your cost basis.
All C3.ai tools → · Use the generic Stock Concentration Calculator for any company.
C3.ai equity questions
- How much AI stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your AI position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does C3.ai grant ISOs, NSOs, or RSUs?
- Equity compensation at C3.ai typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- Do C3.ai RSUs use double-trigger vesting?
- No. C3.ai restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your C3.ai equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.