Carrier Global (CARR) Stock Concentration Calculator
Calculator · free · no signup · CARRQuantify Carrier Global concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Carrier Global
Carrier Global (CARR) is a public Industrial company, incorporated in Delaware and headquartered in Palm Beach Gardens, FL.
Last close: $61.42 per share (as of 2026-08-18).
Equity grants at Carrier Global typically include restricted stock units (RSUs).
Carrier Global Corporation is an American multinational heating, ventilation, and air conditioning (HVAC), refrigeration, and fire and security equipment corporation based in Palm Beach Gardens, Florida. Carrier was founded in 1915 as an independent company manufacturing and distributing HVAC systems, and has since expanded to include manufacturing commercial refrigeration and food service equipment, and fire and security technologies.
Source: Wikipedia (CC BY-SA 4.0)
Willis Carrier invented modern air conditioning in 1902, and the business was separated from United Technologies in 2020 as a standalone maker of heating, cooling, and refrigeration equipment. Replacement demand rather than new construction drives most volume, because equipment fails on a schedule and building codes force efficiency upgrades. The 2023 purchase of Viessmann added European heat pumps as electrification policy shifted demand that way. Refrigerant regulation repeatedly forces redesign and creates pre-buy cycles. Headquarters are in Palm Beach Gardens, Florida.
Sources: sec.gov · en.wikipedia.org
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Carrier Global.
If a meaningful share of your net worth sits in CARR, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with CARR's option-implied volatility.
Example: 5,000 CARR shares at $61.42 is a $307,100 position. A 30% drawdown costs $92,130; a 50% drawdown costs $153,550; a 70% drawdown costs $214,970. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using CARR's option-implied volatility and your cost basis.
All Carrier Global tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Carrier Global equity questions
- How much CARR stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your CARR position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Carrier Global grant ISOs, NSOs, or RSUs?
- Equity compensation at Carrier Global typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
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OptionsAhoy plans your Carrier Global equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.