Dollar General (DG) Stock Concentration Calculator
Calculator · free · no signup · DGQuantify Dollar General concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Dollar General
Dollar General (DG) is a public Retail company, incorporated in Tennessee and headquartered in Goodlettsville, TN.
Equity grants at Dollar General typically include restricted stock units (RSUs).
Dollar General Corporation is an American chain of discount stores headquartered in Goodlettsville, Tennessee. As of January 8, 2024, Dollar General operated 20,388 stores in the contiguous United States and Mexico.
Source: Wikipedia (CC BY-SA 4.0)
The company traces to a 1939 Kentucky retailer and adopted the Dollar General name in 1955 with a genuine one-dollar price point. It now operates around twenty thousand small-format stores, concentrated in rural communities where larger retailers do not build, which is the structural advantage: proximity in places with few alternatives. Consumables dominate the mix, making it defensive in downturns. The company went private in a 2007 buyout and returned to markets in 2009. Headquarters are in Goodlettsville, Tennessee.
Sources: newscenter.dollargeneral.com · en.wikipedia.org
Equity comp at Dollar General
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-08-17.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Dollar General.
If a meaningful share of your net worth sits in DG, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with DG's option-implied volatility.
All Dollar General tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Dollar General equity questions
- How much DG stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your DG position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Dollar General grant ISOs, NSOs, or RSUs?
- Equity compensation at Dollar General typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Dollar General RSUs use double-trigger vesting?
- No. Dollar General restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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OptionsAhoy plans your Dollar General equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.