FIS (FIS) Stock Concentration Calculator
Calculator · free · no signup · FISQuantify FIS concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About FIS
FIS (FIS) is a public Fintech company, headquartered in Jacksonville, FL.
Equity grants at FIS typically include restricted stock units (RSUs).
Fidelity National Information Services, Inc. (FIS) is an American financial technology company. Annually, FIS facilitates the movement of roughly US$9 trillion through the processing of approximately 75 billion transactions in service to more than 20,000 clients around the globe.
Source: Wikipedia (CC BY-SA 4.0)
Fidelity National Information Services grew by acquisition into one of the largest providers of core banking software, the systems of record that hold deposit and loan accounts at thousands of banks and credit unions. Metavante in 2009 and SunGard in 2015 added scale in payments and capital markets technology. The $43 billion Worldpay purchase in 2019 was the largest deal in payments to that point, and the merchant business was substantially divested to private equity in 2024 after it underperformed. Headquarters are in Jacksonville, Florida.
Sources: fisglobal.com · en.wikipedia.org
Equity comp at FIS
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-08-17.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by FIS.
If a meaningful share of your net worth sits in FIS, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with FIS's option-implied volatility.
All FIS tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
FIS equity questions
- How much FIS stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your FIS position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does FIS grant ISOs, NSOs, or RSUs?
- Equity compensation at FIS typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do FIS RSUs use double-trigger vesting?
- No. FIS restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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OptionsAhoy plans your FIS equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.