Klaviyo (KVYO) Stock Concentration Calculator
Calculator · free · no signup · KVYOQuantify Klaviyo concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →About Klaviyo
Klaviyo (KVYO) is a public Marketing company, incorporated in Delaware and headquartered in Boston, MA. IPO'd Sep 20, 2023.
Last close: $13.84 per share (as of 2026-06-16).
Equity grants at Klaviyo typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Klaviyo is an international SaaS technology company headquartered in Boston, Massachusetts, that provides an omnichannel, customer relationship management (CRM) platform with agentic AI features. The platform is used by B2C brands for email marketing, SMS marketing, WhatsApp business management, mobile push notifications, and social media marketing, as well as customer service automation and data management.
Source: Wikipedia (CC BY-SA 4.0)
Andrew Bialecki and Ed Hallen launched Klaviyo in 2012 from Boston, building marketing automation software for ecommerce brands that blends email, SMS, and (since June 2025) WhatsApp and RCS messaging with customer data analytics. The company grew alongside Shopify, which took a $100 million strategic stake in 2022 and named Klaviyo its recommended email partner for Shopify Plus. Klaviyo listed on the NYSE under ticker KVYO in September 2023 at $30 per share. Fiscal 2025 revenue reached $1.2 billion (up 32 percent), serving over 193,000 customers.
Sources: en.wikipedia.org · cnbc.com · investors.klaviyo.com
Equity comp at Klaviyo
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Klaviyo.
If a meaningful share of your net worth sits in KVYO, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with KVYO's option-implied volatility.
Example: 5,000 KVYO shares at $13.84 is a $69,200 position. A 30% drawdown costs $20,760; a 50% drawdown costs $34,600; a 70% drawdown costs $48,440. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using KVYO's option-implied volatility and your cost basis.
All Klaviyo tools → · Use the generic Stock Concentration Calculator for any company.
Klaviyo equity questions
- How much KVYO stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your KVYO position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Klaviyo grant ISOs, NSOs, or RSUs?
- Equity compensation at Klaviyo typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- Do Klaviyo RSUs use double-trigger vesting?
- No. Klaviyo restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Klaviyo equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.