Lennar (LEN) Stock Concentration Calculator
Calculator · free · no signup · LENQuantify Lennar concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Lennar
Lennar (LEN) is a public Real Estate company, incorporated in Delaware and headquartered in Miami, FL.
Last close: $84.94 per share (as of 2026-08-19).
Equity grants at Lennar typically include restricted stock units (RSUs).
Lennar Corporation (LEN), commonly known as Lennar, is an American home construction company based in Miami-Dade County, Florida. As of 2025, it is the second-largest home construction company in the United States based on the number of homes sold. Lennar has investments in multifamily and single-family residential rental properties, luxury development, property technology with LenX, and offers financial services from Lennar Mortgage, Lennar Title, and Lennar Insurance.
Source: Wikipedia (CC BY-SA 4.0)
Founded in Miami in 1954, the company is among the largest homebuilders in the country and has pushed further than peers toward an asset-light model, separating much of its land holdings into a distinct entity in 2025. Owning less raw land reduces the balance-sheet damage when a housing cycle turns. Volume strategy and even-flow production prioritize consistent starts over margin per home. Financial services attached to home sales add mortgage and title revenue. Headquarters are in Miami.
Sources: sec.gov · en.wikipedia.org
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Lennar.
If a meaningful share of your net worth sits in LEN, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with LEN's option-implied volatility.
Example: 5,000 LEN shares at $84.94 is a $424,700 position. A 30% drawdown costs $127,410; a 50% drawdown costs $212,350; a 70% drawdown costs $297,290. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using LEN's option-implied volatility and your cost basis.
All Lennar tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Lennar equity questions
- How much LEN stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your LEN position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Lennar grant ISOs, NSOs, or RSUs?
- Equity compensation at Lennar typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
One piece of the puzzle.
OptionsAhoy plans your Lennar equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.