Lennar (LEN) Stock Concentration Calculator
Calculator · free · no signup · LENQuantify Lennar concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
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Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Lennar
Lennar (LEN) is a public Real Estate company, incorporated in Delaware and headquartered in Miami, FL.
Last close: $79.81 per share (as of 2026-10-03).
Equity grants at Lennar typically include restricted stock units (RSUs).
Lennar Corporation (LEN), commonly known as Lennar, is an American home construction company based in Miami-Dade County, Florida.
Source: Wikipedia (CC BY-SA 4.0)
Founded in Miami in 1954, the company is among the largest homebuilders in the country and has pushed further than peers toward an asset-light model, separating much of its land holdings into a distinct entity in 2025. Owning less raw land reduces the balance-sheet damage when a housing cycle turns. Volume strategy and even-flow production prioritize consistent starts over margin per home. Financial services attached to home sales add mortgage and title revenue. Headquarters are in Miami.
Sources: sec.gov · en.wikipedia.org
Equity comp at Lennar
- Lennar has no employment, severance, or change-in-control agreements with its named executive officers. Instead, its equity plan handles change-of-control protection directly: for equity awards granted after November 30, 2011, vesting only accelerates if a change of control occurs AND a qualifying termination event (job loss without cause, or resignation for good reason) also occurs, a double trigger arrangement rather than automatic acceleration on the deal closing alone.
- RSUs use double-trigger vesting. Two things must both happen before the shares are yours: (1) the normal time-based vesting completes, and (2) the company has a liquidity event (an IPO or an acquisition). Until both happen, you do not yet own the shares and you do not owe tax on them.
Sources: sec.gov
Researched 2026-08-24.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Lennar.
If a meaningful share of your net worth sits in LEN, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with LEN's option-implied volatility.
Example: 5,000 LEN shares at $79.81 is a $399,050 position. A 30% drawdown costs $119,715; a 50% drawdown costs $199,525; a 70% drawdown costs $279,335. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using LEN's option-implied volatility and your cost basis.
All Lennar tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Lennar equity questions
- How much LEN stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your LEN position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Lennar grant ISOs, NSOs, or RSUs?
- Equity compensation at Lennar typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Lennar RSUs use double-trigger vesting?
- Yes. Lennar restricted stock units (RSUs) vest only when two things both happen: the time-based schedule completes, and the company has a liquidity event such as an initial public offering (IPO) or an acquisition. Until both occur you do not own the shares and owe no tax on them.
One piece of the puzzle.
OptionsAhoy plans your Lennar equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.