Oracle (ORCL) Stock Concentration Calculator
Calculator · free · no signup · ORCLQuantify Oracle concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →About Oracle
Oracle (ORCL) is a public Cloud/SaaS company, headquartered in Austin, TX. IPO'd Mar 12, 1986.
Last close: $188.33 per share (as of 2026-06-17).
Equity grants at Oracle typically include restricted stock units (RSUs).
Oracle Corporation is an American multinational technology company headquartered in Austin, Texas. Co-founded in Santa Clara, California, in 1977 by Bob Miner, Ed Oates, and current chairman of the board and chief technology officer Larry Ellison, Oracle is among the 20 largest companies in the world by market cap, and ranked 66th on the Forbes Global 2000 as of 2025.
Source: Wikipedia (CC BY-SA 4.0)
Larry Ellison, Bob Miner, and Ed Oates launched Software Development Laboratories in Santa Clara in 1977, renaming it Relational Software, then Oracle Systems, as the flagship database matured. Shares began trading on NASDAQ in March 1986. The company relocated its world headquarters from Redwood Shores to Austin in 2020, with a further Nashville hub announced in 2024. Beyond Oracle Database, the portfolio spans OCI, NetSuite, Fusion Cloud apps, and Cerner (acquired 2022 for $28.3B). FY2025 revenue reached $57.4B. Safra Catz served as CEO from 2014 until stepping into executive vice chair in September 2025. OCI now hosts massive AI training capacity for OpenAI, Meta, and Nvidia partners.
Sources: en.wikipedia.org · oracle.com · investor.oracle.com
Equity comp at Oracle
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Oracle.
If a meaningful share of your net worth sits in ORCL, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with ORCL's option-implied volatility.
Example: 5,000 ORCL shares at $188.33 is a $941,650 position. A 30% drawdown costs $282,495; a 50% drawdown costs $470,825; a 70% drawdown costs $659,155. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using ORCL's option-implied volatility and your cost basis.
All Oracle tools → · Use the generic Stock Concentration Calculator for any company.
Oracle equity questions
- How much ORCL stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your ORCL position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Oracle grant ISOs, NSOs, or RSUs?
- Equity compensation at Oracle typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Oracle RSUs use double-trigger vesting?
- No. Oracle restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Oracle equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.