SailPoint (SAIL) Stock Concentration Calculator
Calculator · free · no signup · SAILQuantify SailPoint concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →About SailPoint
SailPoint (SAIL) is a public Cybersecurity company, incorporated in Delaware and headquartered in Austin, TX. IPO'd Feb 13, 2025.
Last close: $14.21 per share (as of 2026-06-16).
Identity security; PE relisting.
Equity grants at SailPoint typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Identity governance software, which controls who at an enterprise can access which systems and data, is SailPoint's core product since Mark McClain and Kevin Cunningham founded the company in Austin, Texas in 2005. SailPoint listed on Nasdaq in 2017, was taken private by Thoma Bravo in a $6.9 billion buyout in 2022, and returned to Nasdaq as SAIL in February 2025, raising $1.38 billion at $23 per share. Annual recurring revenue crossed $875 million at IPO and reached $1.35 billion by early 2026, growing roughly 30% year-over-year.
Sources: bloomberg.com · investor.sailpoint.com
Equity comp at SailPoint
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by SailPoint.
If a meaningful share of your net worth sits in SAIL, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with SAIL's option-implied volatility.
Example: 5,000 SAIL shares at $14.21 is a $71,050 position. A 30% drawdown costs $21,315; a 50% drawdown costs $35,525; a 70% drawdown costs $49,735. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using SAIL's option-implied volatility and your cost basis.
All SailPoint tools → · Use the generic Stock Concentration Calculator for any company.
SailPoint equity questions
- How much SAIL stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your SAIL position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does SailPoint grant ISOs, NSOs, or RSUs?
- Equity compensation at SailPoint typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- When did the SailPoint IPO lockup expire?
- SailPoint (SAIL) went public on February 13, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around August 12, 2025. Confirm against your own grant paperwork, since some lockups release early or in stages.
- Do SailPoint RSUs use double-trigger vesting?
- No. SailPoint restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your SailPoint equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.