Shopify (SHOP) Stock Concentration Calculator
Calculator · free · no signup · SHOPQuantify Shopify concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Shopify
Shopify (SHOP) is a public Marketplace company, incorporated in Z4 and headquartered in Ottawa, .
Equity grants at Shopify typically include restricted stock units (RSUs).
Shopify Inc. is a Canadian multinational e-commerce company headquartered in Ottawa, Ontario that operates a cloud e-commerce management platform (CEMP) for retail point-of-sale systems. The company has over 5 million customers and processed US$292.3 billion in transactions in 2024, of which 57% was in the United States. Major customers include Tesla, LVMH, Nestlé, PepsiCo, AB InBev, Kraft Heinz, Lindt, Whole Foods Market, Red Bull, and Hyatt.
Source: Wikipedia (CC BY-SA 4.0)
Tobias Lutke built the software in 2004 to sell snowboards online, found the storefront tools worse than the boards, and shipped the platform instead in 2006. The Ottawa company gives merchants hosted commerce plus payments, capital, and checkout, and earns more from merchant solutions than from subscriptions. A pandemic hiring surge reversed sharply in 2022, and the logistics arm assembled through Deliverr and 6 River Systems was sold to Flexport in 2023. Shopify runs remote-first and is one of the largest technology companies headquartered in Canada.
Sources: shopify.com · en.wikipedia.org
Equity comp at Shopify
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-08-17.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Shopify.
If a meaningful share of your net worth sits in SHOP, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with SHOP's option-implied volatility.
All Shopify tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Shopify equity questions
- How much SHOP stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your SHOP position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Shopify grant ISOs, NSOs, or RSUs?
- Equity compensation at Shopify typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Shopify RSUs use double-trigger vesting?
- No. Shopify restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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OptionsAhoy plans your Shopify equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.