Texas Instruments (TXN) Stock Concentration Calculator
Calculator · free · no signup · TXNQuantify Texas Instruments concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Texas Instruments
Texas Instruments (TXN) is a public Semiconductors company, incorporated in Delaware and headquartered in Dallas, TX.
Equity grants at Texas Instruments typically include restricted stock units (RSUs).
Texas Instruments Incorporated (TI) is an American multinational semiconductor company headquartered in Dallas, Texas. It is one of the top 10 semiconductor companies worldwide based on sales volume. The company's focus is on developing analog chips and embedded processors, which account for more than 80% of its revenue. TI also produces digital light processing (DLP) technology and education technology products including calculators, microcontrollers, and multi-core processors.
Source: Wikipedia (CC BY-SA 4.0)
The company traces to Geophysical Service Incorporated, a 1930 seismic-survey outfit that pivoted to electronics and renamed itself in 1951. Jack Kilby built the first integrated circuit here in 1958, work that later took a Nobel Prize. Modern TI is deliberately unfashionable: analog chips and embedded processors, tens of thousands of catalog parts, sold across industrial and automotive customers rather than concentrated in phones. The Dallas company owns and operates its own 300mm fabs, a capital strategy it doubled down on while peers went fab-lite, and it has paid and raised dividends for two decades.
Sources: ti.com · en.wikipedia.org
Equity comp at Texas Instruments
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-08-17.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Texas Instruments.
If a meaningful share of your net worth sits in TXN, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with TXN's option-implied volatility.
All Texas Instruments tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Texas Instruments equity questions
- How much TXN stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your TXN position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Texas Instruments grant ISOs, NSOs, or RSUs?
- Equity compensation at Texas Instruments typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Texas Instruments RSUs use double-trigger vesting?
- No. Texas Instruments restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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OptionsAhoy plans your Texas Instruments equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.