Trane Technologies (TT) Stock Concentration Calculator
Calculator · free · no signup · TTQuantify Trane Technologies concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Trane Technologies
Trane Technologies (TT) is a public Industrial company, incorporated in Ireland and headquartered in Co. Dublin, Ireland.
Last close: $463.37 per share (as of 2026-08-18).
Equity grants at Trane Technologies typically include restricted stock units (RSUs).
Trane Technologies plc is an American–Irish domiciled company focused on heating, ventilation, and air conditioning (HVAC) and refrigeration systems. The company traces its corporate history back more than 150 years and was created after a series of mergers and spin-offs. In 2008, HVAC manufacturer Trane was acquired by Ingersoll Rand, a US industrial tools manufacturer. In 2020, the tools business was spun off as Ingersoll Rand and the remaining company was renamed Trane Technologies.
Source: Wikipedia (CC BY-SA 4.0)
Ingersoll-Rand renamed itself in 2020 after separating its industrial segment, keeping the Trane and Thermo King brands and becoming a pure climate-control company. Commercial HVAC is sold on installed performance and serviced under contract, and refrigerant regulation and building efficiency codes force replacement on a policy schedule rather than a discretionary one. Thermo King supplies transport refrigeration for trucks and containers. The company is incorporated in Ireland, with operations run from Davidson, North Carolina.
Sources: sec.gov · en.wikipedia.org
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Trane Technologies.
If a meaningful share of your net worth sits in TT, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with TT's option-implied volatility.
Example: 5,000 TT shares at $463.37 is a $2,316,850 position. A 30% drawdown costs $695,055; a 50% drawdown costs $1,158,425; a 70% drawdown costs $1,621,795. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using TT's option-implied volatility and your cost basis.
All Trane Technologies tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Trane Technologies equity questions
- How much TT stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your TT position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Trane Technologies grant ISOs, NSOs, or RSUs?
- Equity compensation at Trane Technologies typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
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OptionsAhoy plans your Trane Technologies equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.