Universal Health Services (UHS) Stock Concentration Calculator
Calculator · free · no signup · UHSQuantify Universal Health Services concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
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Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Universal Health Services
Universal Health Services (UHS) is a public Healthcare Services company, incorporated in Delaware and headquartered in King Of Prussia, PA.
Last close: $175.72 per share (as of 2026-10-03).
Equity grants at Universal Health Services typically include restricted stock units (RSUs).
Universal Health Services, Inc. (UHS) is an American Fortune 500 company that provides hospital and healthcare services, based in King of Prussia, Pennsylvania. In 2024, UHS reported total revenues of $15.8 billion.
Source: Wikipedia (CC BY-SA 4.0)
The company operates acute-care hospitals and, more distinctively, one of the largest networks of behavioral health facilities in the United States and United Kingdom. Behavioral health carries different economics from general acute care: shorter capital requirements per bed, longer average stays, and reimbursement that varies sharply by payer and state. Staffing costs, particularly for nurses and clinicians, are the swing factor in margins. Regulatory scrutiny of behavioral facilities is a recurring operational risk. Headquarters are in King of Prussia, Pennsylvania.
Sources: sec.gov · en.wikipedia.org
Equity comp at Universal Health Services
- UHS RSU award agreements (under the 2020 Omnibus Stock and Incentive Plan) accelerate vesting in full upon a change in control alone, effective immediately prior to the deal closing, as long as the holder’s service has not already ended (single trigger, not double trigger). Separately, full acceleration also applies if awards are not assumed or substituted by the acquirer. Standard RSU grants vest over four years. Since 2024, named executives receive a mix of time-based RSUs (four-year vesting) and performance-based RSUs tied to three-year adjusted EBITDA growth. UHS also has a dual-class share structure (Class A public shares and Class B shares largely held by the Miller family), though this affects control and voting, not the RSU vesting mechanics for equity holders.
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Sources: sec.gov · sec.gov · sec.gov · sec.gov
Researched 2026-08-26.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Universal Health Services.
If a meaningful share of your net worth sits in UHS, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with UHS's option-implied volatility.
Example: 5,000 UHS shares at $175.72 is a $878,600 position. A 30% drawdown costs $263,580; a 50% drawdown costs $439,300; a 70% drawdown costs $615,020. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using UHS's option-implied volatility and your cost basis.
All Universal Health Services tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Universal Health Services equity questions
- How much UHS stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your UHS position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Universal Health Services grant ISOs, NSOs, or RSUs?
- Equity compensation at Universal Health Services typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Universal Health Services RSUs use double-trigger vesting?
- No. Universal Health Services restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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