Sell FDCTECH, INC. (FDCT) stock to fund a goal
Calculator · free · no signup · FDCTNeed cash for a goal? Plan the minimum-tax schedule to sell your vested FDCTECH, INC. (FDCT) shares and net a target amount by a target date, across tax years.
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Inputs
Your equity
One stack per ticker (current-employer RSUs, prior-employer holdings, index fund, etc.). Each stack has its own current price, growth assumption, and cost-basis lots.
Drives chance-of-shortfall · default 30%
Lots
Plan
Estimates only. Not financial advice.
Lock-in-now is deterministic (0%). Plans that wait depend on future prices; risk is near-zero when inventory comfortably exceeds the goal. Volatility: each stack's option-implied vol if a ticker is set, otherwise 30%. Lognormal model; real markets have fatter tails.
| Tax | $109,654 | $111,723 | $111,788 | $118,699 |
| Wealth @ target | $718,258 | $716,076 | $713,344 | $710,913 |
| Chance of shortfall | <0.1% | 0% | 1.7% | 3.3% |
Feasible
$400,027 net by 08/01/27
Total tax: $109,654 (federal $58,856, state $36,063, NIIT $14,736)
Schedule · Recommended
| Sale date | Shares | Tax | Net | Cumulative |
|---|---|---|---|---|
| 08/26/26 | 4,088 | $351,349 | $360,067 | |
| 03/31/27 | 4 | $359 | $360,430 | |
| 04/30/27 | 32 | $2,891 | $363,340 | |
| 05/31/27 | 100 | $9,088 | $372,468 | |
| 06/30/27 | 100 | $9,141 | $381,631 | |
| 07/31/27 | 100 | $9,196 | $390,828 | |
| 08/01/27 | 100 | $9,199 | $400,027 |
Risk vs wealth
Each dot is a possible plan. Right is riskier, up is more wealth left over.
Trajectory of cash netted
Solid line = expected. Shaded band = 10th–90th percentile under price uncertainty.
After the plan
You keep 3,476 shares worth $410,758 at the projected target-date price, invested for the next decision.
You solved for a cash target. The beta optimizes your full portfolio across multiple goals and market scenarios, not just one funding need.
Request beta access →Related calculators: RSU Lot Order Calculator · Stock Concentration Calculator · RSU Sell-vs-Hold Calculator
About FDCTECH, INC.
FDCTECH, INC. (FDCT) is a public Fintech company, incorporated in Delaware and headquartered in Limassol, Cyprus. IPO'd Jun 3, 2020.
OTC; trading as FDCT since 2020, renamed from FDC TECH/Forex Development Corp in 2018 (predates public listing); Sept 2026 S-1/A is a resale registration for consultant shares, not an IPO; fintech trading infrastructure (Condor Trading Technology) for forex/multi-asset brokerages.
Equity grants at FDCTECH, INC. typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
FDCTech, founded in Irvine, California in January 2016 by Mitch Eaglstein and Imran Firoz, builds the Condor Trading Technology suite: a multi-asset trading platform and risk-management back office used for forex (foreign currency), equities, commodities, and digital assets. The company has traded over-the-counter under the ticker FDCT since December 2019 and reported $26.9 million in fiscal 2024 revenue, up from $12.75 million in 2023. Its September 2026 S-1 registers the resale of 2.5 million shares issued to two consultants as compensation; it is not an IPO, and FDCTech receives no proceeds from the sale.
Sources: sec.gov · sec.gov · globenewswire.com
Equity comp at FDCTECH, INC.
- FDCTech's board adopted a 2023 Stock Incentive Plan on December 14, 2023, approved by stockholders on February 21, 2024. It reserves 50,000,000 shares of common stock and covers officers, employees, directors, and consultants, administered by the board or a compensation committee. Public filings do not disclose specific vesting schedules, double-trigger acceleration terms, or early-exercise provisions under this plan, and no awards appear to have been granted under it as of the most recent S-1/A.
Researched 2026-10-03.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by FDCTECH, INC..
If you hold vested FDCTECH, INC. (FDCT) shares and need a set amount of cash by a date (a house down payment, tuition, a sabbatical, a business buy-in), the question is which lots to sell and in which tax years to keep the most after tax. This calculator builds the minimum-tax sell schedule across your lots, accounting for federal long-term capital gains, the net investment income tax, and your state.
All FDCTECH, INC. tools → · Use the generic Stock Sale Funding Calculator for any company.
FDCTECH, INC. equity questions
- How much FDCT stock do I sell to fund a goal without overpaying tax?
- It depends on your cost basis, your target amount and date, and how the sale spreads across tax years. Selling vested FDCT shares triggers long-term capital-gains tax, plus the 3.8% net investment income tax and state tax above certain income, and bunching a large sale into one year can push the gain into a higher bracket. The calculator above builds the minimum-tax sell schedule across your lots to net your target amount by your date.
- Does FDCTECH, INC. grant ISOs, NSOs, or RSUs?
- Equity compensation at FDCTECH, INC. typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
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