Sell Henry Schein (HSIC) stock to fund a goal
Calculator · free · no signup · HSICNeed cash for a goal? Plan the minimum-tax schedule to sell your vested Henry Schein (HSIC) shares and net a target amount by a target date, across tax years.
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Inputs
Your equity
One stack per ticker (current-employer RSUs, prior-employer holdings, index fund, etc.). Each stack has its own current price, growth assumption, and cost-basis lots.
Drives chance-of-shortfall · default 30%
Lots
Plan
Estimates only. Not financial advice.
Lock-in-now is deterministic (0%). Plans that wait depend on future prices; risk is near-zero when inventory comfortably exceeds the goal. Volatility: each stack's option-implied vol if a ticker is set, otherwise 30%. Lognormal model; real markets have fatter tails.
| Tax | $109,654 | $111,723 | $111,788 | $118,699 |
| Wealth @ target | $718,258 | $716,076 | $713,344 | $710,913 |
| Chance of shortfall | <0.1% | 0% | 1.7% | 3.3% |
Feasible
$400,027 net by 08/01/27
Total tax: $109,654 (federal $58,856, state $36,063, NIIT $14,736)
Schedule · Recommended
| Sale date | Shares | Tax | Net | Cumulative |
|---|---|---|---|---|
| 08/26/26 | 4,088 | $351,349 | $360,067 | |
| 03/31/27 | 4 | $359 | $360,430 | |
| 04/30/27 | 32 | $2,891 | $363,340 | |
| 05/31/27 | 100 | $9,088 | $372,468 | |
| 06/30/27 | 100 | $9,141 | $381,631 | |
| 07/31/27 | 100 | $9,196 | $390,828 | |
| 08/01/27 | 100 | $9,199 | $400,027 |
Risk vs wealth
Each dot is a possible plan. Right is riskier, up is more wealth left over.
Trajectory of cash netted
Solid line = expected. Shaded band = 10th–90th percentile under price uncertainty.
After the plan
You keep 3,476 shares worth $410,758 at the projected target-date price, invested for the next decision.
You solved for a cash target. The beta optimizes your full portfolio across multiple goals and market scenarios, not just one funding need.
Request beta access →Related calculators: RSU Lot Order Calculator · Stock Concentration Calculator · RSU Sell-vs-Hold Calculator
About Henry Schein
Henry Schein (HSIC) is a public Healthcare Services company, incorporated in Delaware and headquartered in Melville, NY.
Last close: $84.88 per share (as of 2026-10-03).
Equity grants at Henry Schein typically include restricted stock units (RSUs).
Henry Schein, Inc. is an American distributor of health care products and services, with operations in 33 countries and territories. It is the world's largest provider of health care solutions to office-based dental and medical practitioners.
Source: Wikipedia (CC BY-SA 4.0)
Founded as a Queens pharmacy in 1932, the company became the largest distributor of supplies and equipment to dental and medical practices in the United States. Distribution margins are thin, so the strategy has been to add practice-management software and equipment services that raise switching costs for an office already ordering consumables. Independent practices consolidating into corporate groups shifts negotiating power toward the buyer. Volume is driven by patient visits rather than by any product cycle. Headquarters are in Melville, New York.
Sources: sec.gov · en.wikipedia.org
Equity comp at Henry Schein
- Henry Schein's RSU agreements under its 2020 Stock Incentive Plan use cliff vesting rather than the more common graded (annual-tranche) vesting: service-based RSUs vest 100% at once after four years, and performance-based RSUs vest 100% after three years if performance goals are met. A large share of recent grants are performance-based (65% of the 2025 Long Term Incentive Program). Vesting can accelerate early on retirement, disability, or death, and equity does not appear to vest merely because a change of control occurs; the agreements tie change-of-control acceleration to a qualifying termination occurring after the change of control (a double-trigger structure).
- RSUs use double-trigger vesting. Two things must both happen before the shares are yours: (1) the normal time-based vesting completes, and (2) the company has a liquidity event (an IPO or an acquisition). Until both happen, you do not yet own the shares and you do not owe tax on them.
- Vesting schedule: Service-based RSUs cliff-vest 100% after four years (not graded); performance-based RSUs cliff-vest after three years subject to meeting performance goals. Stock options vest 25% per year over four years with a 10-year term, priced at closing price on grant date..
Sources: contracts.justia.com · contracts.justia.com · contracts.justia.com · sec.gov · stocktitan.net
Researched 2026-08-23.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Henry Schein.
If you hold vested Henry Schein (HSIC) shares and need a set amount of cash by a date (a house down payment, tuition, a sabbatical, a business buy-in), the question is which lots to sell and in which tax years to keep the most after tax. This calculator builds the minimum-tax sell schedule across your lots, accounting for federal long-term capital gains, the net investment income tax, and your state.
Example: a 5,000-share HSIC position at $84.88 is worth $424,400. Say you need $150,000 of it for a house down payment by next spring. Selling enough shares all in one tax year can push the gain into the higher long-term capital-gains bracket and trigger the 3.8% net investment income tax; spreading the sale across two tax years often nets more. The calculator above finds the minimum-tax sell schedule across your specific lots, basis, goal, and date.
All Henry Schein tools → · Use the generic Stock Sale Funding Calculator for any company.
Henry Schein equity questions
- How much HSIC stock do I sell to fund a goal without overpaying tax?
- It depends on your cost basis, your target amount and date, and how the sale spreads across tax years. Selling vested HSIC shares triggers long-term capital-gains tax, plus the 3.8% net investment income tax and state tax above certain income, and bunching a large sale into one year can push the gain into a higher bracket. The calculator above builds the minimum-tax sell schedule across your lots to net your target amount by your date.
- Does Henry Schein grant ISOs, NSOs, or RSUs?
- Equity compensation at Henry Schein typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Henry Schein RSUs use double-trigger vesting?
- Yes. Henry Schein restricted stock units (RSUs) vest only when two things both happen: the time-based schedule completes, and the company has a liquidity event such as an initial public offering (IPO) or an acquisition. Until both occur you do not own the shares and owe no tax on them.
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