Sell Ingersoll Rand (IR) stock to fund a goal
Calculator · free · no signup · IRNeed cash for a goal? Plan the minimum-tax schedule to sell your vested Ingersoll Rand (IR) shares and net a target amount by a target date, across tax years.
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Inputs
Your equity
One stack per ticker (current-employer RSUs, prior-employer holdings, index fund, etc.). Each stack has its own current price, growth assumption, and cost-basis lots.
Drives chance-of-shortfall · default 30%
Lots
Plan
Estimates only. Not financial advice.
Lock-in-now is deterministic (0%). Plans that wait depend on future prices; risk is near-zero when inventory comfortably exceeds the goal. Volatility: each stack's option-implied vol if a ticker is set, otherwise 30%. Lognormal model; real markets have fatter tails.
| Tax | $109,654 | $111,723 | $111,788 | $118,699 |
| Wealth @ target | $718,258 | $716,076 | $713,344 | $710,913 |
| Chance of shortfall | <0.1% | 0% | 1.7% | 3.3% |
Feasible
$400,027 net by 08/01/27
Total tax: $109,654 (federal $58,856, state $36,063, NIIT $14,736)
Schedule · Recommended
| Sale date | Shares | Tax | Net | Cumulative |
|---|---|---|---|---|
| 08/26/26 | 4,088 | $351,349 | $360,067 | |
| 03/31/27 | 4 | $359 | $360,430 | |
| 04/30/27 | 32 | $2,891 | $363,340 | |
| 05/31/27 | 100 | $9,088 | $372,468 | |
| 06/30/27 | 100 | $9,141 | $381,631 | |
| 07/31/27 | 100 | $9,196 | $390,828 | |
| 08/01/27 | 100 | $9,199 | $400,027 |
Risk vs wealth
Each dot is a possible plan. Right is riskier, up is more wealth left over.
Trajectory of cash netted
Solid line = expected. Shaded band = 10th–90th percentile under price uncertainty.
After the plan
You keep 3,476 shares worth $410,758 at the projected target-date price, invested for the next decision.
You solved for a cash target. The beta optimizes your full portfolio across multiple goals and market scenarios, not just one funding need.
Request beta access →Related calculators: RSU Lot Order Calculator · Stock Concentration Calculator · RSU Sell-vs-Hold Calculator
About Ingersoll Rand
Ingersoll Rand (IR) is a public Industrial company, incorporated in Delaware and headquartered in Davidson, NC.
Last close: $76.07 per share (as of 2026-10-03).
Equity grants at Ingersoll Rand typically include restricted stock units (RSUs).
Ingersoll Rand Inc. is an American multinational company that provides industrial products. The company was formed in February 2020 through the spinoff of the industrial segment of Ingersoll-Rand plc and its merger with Gardner Denver.
Source: Wikipedia (CC BY-SA 4.0)
The current company came from the 2020 combination of Gardner Denver with Ingersoll Rand's industrial segment, and it makes compressors, pumps, and vacuum equipment used in manufacturing processes. Aftermarket parts and service account for a large share of profit because installed equipment runs continuously and needs consumables. Acquisitions of small niche manufacturers are a routine part of capital allocation rather than an occasional event. Industrial capital spending sets the cycle for original equipment orders. Headquarters are in Davidson, North Carolina.
Sources: sec.gov · en.wikipedia.org
Equity comp at Ingersoll Rand
- For named executive officers, full acceleration of time-based RSUs and options generally requires two events: a Change in Control (the company being acquired or merged) plus a qualifying termination, such as being let go without Cause. A termination without Cause alone (no Change in Control) only accelerates the next scheduled vesting tranche, not the full award. PSUs (performance-based restricted stock units) are treated differently: they vest upon the Change in Control itself, with performance measured as if the deal-close date were the end of the performance period, no termination required. Performance-conditioned stock options also vest fully upon Change in Control alone if the acquirer does not assume them. So the policy is effectively double-trigger for time-based RSUs and options, but single-trigger (or near it) for performance awards.
- RSUs use double-trigger vesting. Two things must both happen before the shares are yours: (1) the normal time-based vesting completes, and (2) the company has a liquidity event (an IPO or an acquisition). Until both happen, you do not yet own the shares and you do not owe tax on them.
Researched 2026-08-23.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Ingersoll Rand.
If you hold vested Ingersoll Rand (IR) shares and need a set amount of cash by a date (a house down payment, tuition, a sabbatical, a business buy-in), the question is which lots to sell and in which tax years to keep the most after tax. This calculator builds the minimum-tax sell schedule across your lots, accounting for federal long-term capital gains, the net investment income tax, and your state.
Example: a 5,000-share IR position at $76.07 is worth $380,350. Say you need $150,000 of it for a house down payment by next spring. Selling enough shares all in one tax year can push the gain into the higher long-term capital-gains bracket and trigger the 3.8% net investment income tax; spreading the sale across two tax years often nets more. The calculator above finds the minimum-tax sell schedule across your specific lots, basis, goal, and date.
All Ingersoll Rand tools → · Use the generic Stock Sale Funding Calculator for any company.
Ingersoll Rand equity questions
- How much IR stock do I sell to fund a goal without overpaying tax?
- It depends on your cost basis, your target amount and date, and how the sale spreads across tax years. Selling vested IR shares triggers long-term capital-gains tax, plus the 3.8% net investment income tax and state tax above certain income, and bunching a large sale into one year can push the gain into a higher bracket. The calculator above builds the minimum-tax sell schedule across your lots to net your target amount by your date.
- Does Ingersoll Rand grant ISOs, NSOs, or RSUs?
- Equity compensation at Ingersoll Rand typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Ingersoll Rand RSUs use double-trigger vesting?
- Yes. Ingersoll Rand restricted stock units (RSUs) vest only when two things both happen: the time-based schedule completes, and the company has a liquidity event such as an initial public offering (IPO) or an acquisition. Until both occur you do not own the shares and owe no tax on them.
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OptionsAhoy plans your Ingersoll Rand equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.