Sell Nebius (NBIS) stock to fund a goal

Calculator · free · no signup · NBIS

Need cash for a goal? Plan the minimum-tax schedule to sell your vested Nebius (NBIS) shares and net a target amount by a target date, across tax years.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Inputs

Your equity

One stack per ticker (current-employer RSUs, prior-employer holdings, index fund, etc.). Each stack has its own current price, growth assumption, and cost-basis lots.

Stack 1

Lots

Plan

Estimates only. Not financial advice.

10%
1%30%

Lock-in-now is deterministic (0%). Plans that wait depend on future prices; risk is near-zero when inventory comfortably exceeds the goal. Volatility: each stack's option-implied vol if a ticker is set, otherwise 30%. Lognormal model; real markets have fatter tails.

Tax
Wealth @ target$726,476$680,919$726,476$721,823
Chance of shortfall0%2.5%4.8%

Feasible

$400,051 net by 08/01/27

Total tax: $111,637 (federal $59,593, state $36,947, NIIT $15,097)

Schedule · Recommended

Sale dateSharesTaxNetCumulative
06/30/26173$14,974$15,410
07/31/26300$26,124$42,233
08/31/26300$26,281$69,157
09/30/26300$26,434$96,180
10/31/26300$26,594$123,305
11/30/26300$26,749$150,529
12/31/26300$26,910$177,857
01/31/27300$27,073$205,289
02/28/27300$27,221$232,814
03/31/27300$27,385$260,444
04/30/27300$27,546$288,176
05/31/27300$27,712$316,013
06/30/27300$27,875$343,953
07/31/27300$28,043$372,000
08/01/27300$28,052$400,051

Risk vs wealth

Each dot is a possible plan. Right is riskier, up is more wealth left over.

$676K$704K$732K0%5%10%chance of shortfallyour risk ceilingRecommended (Balanced)Hold for growthLock in now

Trajectory of cash netted

Solid line = expected. Shaded band = 10th–90th percentile under price uncertainty.

$0$236K$472KJun 26Jan 27Aug 27goal $400K

After the plan

You keep 3,627 shares worth $436,251 at the projected target-date price, invested for the next decision.

About Nebius

Nebius (NBIS) is a public Cloud/SaaS company, incorporated in P7. IPO'd Oct 21, 2024.

Last close: $260.58 per share (as of 2026-06-03).

GPU cloud; HQ NL.

Equity grants at Nebius typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

Nebius Group N.V., headquartered in Amsterdam, is a technology company that provides artificial intelligence infrastructure. The company also owns Avride and TripleTen, as well as stakes in Toloka and Clickhouse. It is headquartered in Amsterdam with offices in Israel and the United States.

Source: Wikipedia (CC BY-SA 4.0)

In October 2024, Nebius Group resumed NASDAQ trading under NBIS after Yandex N.V. divested its Russian assets and renamed the surviving Dutch parent. Founder Arkady Volozh (previously Yandex CEO for 25 years) runs the Amsterdam-headquartered company, which builds GPU cloud infrastructure for AI developers. Operations include a Finland datacenter in Mäntsälä, sites in Israel, Paris, and Kansas City, plus a 300MW New Jersey buildout. Microsoft committed up to $19.4 billion for compute capacity, and Nvidia took a stake in the December 2024 financing round.

Sources: en.wikipedia.org · nebius.com · techcrunch.com

Equity comp at Nebius

  • RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.

Researched 2026-05-07.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Nebius.

If you hold vested Nebius (NBIS) shares and need a set amount of cash by a date (a house down payment, tuition, a sabbatical, a business buy-in), the question is which lots to sell and in which tax years to keep the most after tax. This calculator builds the minimum-tax sell schedule across your lots, accounting for federal long-term capital gains, the net investment income tax, and your state.

Example: a 5,000-share NBIS position at $260.58 is worth $1,302,900. Say you need $150,000 of it for a house down payment by next spring. Selling enough shares all in one tax year can push the gain into the higher long-term capital-gains bracket and trigger the 3.8% net investment income tax; spreading the sale across two tax years often nets more. The calculator above finds the minimum-tax sell schedule across your specific lots, basis, goal, and date.

All Nebius tools → · Use the generic Stock Sale Funding Calculator for any company.

Nebius equity questions

How much NBIS stock do I sell to fund a goal without overpaying tax?
It depends on your cost basis, your target amount and date, and how the sale spreads across tax years. Selling vested NBIS shares triggers long-term capital-gains tax, plus the 3.8% net investment income tax and state tax above certain income, and bunching a large sale into one year can push the gain into a higher bracket. The calculator above builds the minimum-tax sell schedule across your lots to net your target amount by your date.
Does Nebius grant ISOs, NSOs, or RSUs?
Equity compensation at Nebius typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
When did the Nebius IPO lockup expire?
Nebius (NBIS) went public on October 21, 2024. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around April 19, 2025. Confirm against your own grant paperwork, since some lockups release early or in stages.
Do Nebius RSUs use double-trigger vesting?
No. Nebius restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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