Sell RiverNorth Short Prime Unicorn Fund I, Inc stock to fund a goal

Calculator · free · no signup · pre-IPO

Need cash for a goal? Plan the minimum-tax schedule to sell your vested RiverNorth Short Prime Unicorn Fund I, Inc shares and net a target amount by a target date, across tax years.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Inputs

Your equity

One stack per ticker (current-employer RSUs, prior-employer holdings, index fund, etc.). Each stack has its own current price, growth assumption, and cost-basis lots.

Stack 1

Drives chance-of-shortfall · default 30%

Lots

Plan

Estimates only. Not financial advice.

10%
1%30%

Lock-in-now is deterministic (0%). Plans that wait depend on future prices; risk is near-zero when inventory comfortably exceeds the goal. Volatility: each stack's option-implied vol if a ticker is set, otherwise 30%. Lognormal model; real markets have fatter tails.

Tax
Wealth @ target$726,341$723,407$725,556$720,927
Chance of shortfall0%2.4%4.7%

Feasible

$400,034 net by 08/01/27

Total tax: $108,945 (federal $58,156, state $36,057, NIIT $14,733)

Schedule · Recommended

Sale dateSharesTaxNetCumulative
06/09/263,155$271,693$280,005
07/31/2610$870$280,898
08/31/26100$8,750$289,862
09/30/26100$8,801$298,860
10/31/26100$8,854$307,891
11/30/26100$8,906$316,955
12/31/26100$8,960$326,054
01/31/27100$9,014$335,188
02/28/27100$9,063$344,352
03/31/27100$9,118$353,552
04/30/27100$9,171$362,785
05/31/27100$9,227$372,053
06/30/27100$9,281$381,356
07/31/27100$9,337$390,694
08/01/27100$9,340$400,034

Risk vs wealth

Each dot is a possible plan. Right is riskier, up is more wealth left over.

$720K$724K$727K0%5%10%chance of shortfallyour risk ceilingRecommendedBalancedLock in nowHold for growth

Trajectory of cash netted

Solid line = expected. Shaded band = 10th–90th percentile under price uncertainty.

$0$221K$442KJun 26Jan 27Aug 27goal $400K

After the plan

You keep 3,535 shares worth $424,655 at the projected target-date price, invested for the next decision.

About RiverNorth Short Prime Unicorn Fund I, Inc

RiverNorth Short Prime Unicorn Fund I, Inc is a public Other company. IPO'd Jun 8, 2026.

Equity grants at RiverNorth Short Prime Unicorn Fund I, Inc typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by RiverNorth Short Prime Unicorn Fund I, Inc.

If you hold vested RiverNorth Short Prime Unicorn Fund I, Inc shares and need a set amount of cash by a date (a house down payment, tuition, a sabbatical, a business buy-in), the question is which lots to sell and in which tax years to keep the most after tax. This calculator builds the minimum-tax sell schedule across your lots, accounting for federal long-term capital gains, the net investment income tax, and your state.

All RiverNorth Short Prime Unicorn Fund I, Inc tools → · Use the generic Stock Sale Funding Calculator for any company.

RiverNorth Short Prime Unicorn Fund I, Inc equity questions

How much RiverNorth Short Prime Unicorn Fund I, Inc stock do I sell to fund a goal without overpaying tax?
It depends on your cost basis, your target amount and date, and how the sale spreads across tax years. Selling vested RiverNorth Short Prime Unicorn Fund I, Inc shares triggers long-term capital-gains tax, plus the 3.8% net investment income tax and state tax above certain income, and bunching a large sale into one year can push the gain into a higher bracket. The calculator above builds the minimum-tax sell schedule across your lots to net your target amount by your date.
Does RiverNorth Short Prime Unicorn Fund I, Inc grant ISOs, NSOs, or RSUs?
Equity compensation at RiverNorth Short Prime Unicorn Fund I, Inc typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
When did the RiverNorth Short Prime Unicorn Fund I, Inc IPO lockup expire?
RiverNorth Short Prime Unicorn Fund I, Inc went public on June 8, 2026. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around December 5, 2026. Confirm against your own grant paperwork, since some lockups release early or in stages.
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