Plan your Deel NSO exercise
Calculator · free · no signup · pre-IPODeel is pre-IPO. Plan your NSO exercise tax (federal, state, FICA) at any expected valuation.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Seeded from secondary-market data, as of Jun 14, 2026
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$122,564
Hold 1 yr wins by $56,126 over Sell + invest.
Estimates only. Not financial advice.
Sell + invest
| Bargain element (sale − strike) | $112,750 |
| Federal | |
| State | |
| Medicare | −$1,635 |
| Additional Medicare | −$1,015 |
| Market gain over 1 yr at 10.0% | $6,198 |
| LTCG on diversified gain (fed + state + NIIT) | −$1,742 |
| Net at year 1 | $66,437 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
Best payout| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | −$23,677 |
| Net at year 1 | $122,564 |
Sold 3,096 shares at exercise to cover strike + tax; 1,904 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →About Deel
Deel is a privately held Cloud/SaaS company, incorporated in Delaware and headquartered in San Francisco, CA.
Last reported secondary-market price: $32.55 per share (as of 2026-06-14). Your own 409A may differ.
Global payroll.
Equity grants at Deel typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Deel, Inc. is an American payroll and human resources company, incorporated in Delaware that operates remotely with a globally distributed workforce. The company provides hiring, payments, and workforce management services for companies hiring international employees and contractors, incorporating artificial intelligence into its software to automate regulatory compliance and administrative tasks. The company was founded in 2019 by Alex Bouaziz, Shuo Wang, and Ofer Simon.
Source: Wikipedia (CC BY-SA 4.0)
Alex Bouaziz and Shuo Wang, who met at MIT, co-founded Deel in 2019 alongside Ofer Simon. Deel lets companies hire, pay, and manage workers in over 150 countries without setting up local legal entities, handling employment contracts, local tax filings, and payroll in local currencies through a single platform. The company grew from zero to roughly $500 million in annual revenue within four years. In October 2025 it raised a $300 million Series E co-led by Ribbit Capital and Andreessen Horowitz at a $17.3 billion valuation, bringing total funding to approximately $982 million.
Sources: en.wikipedia.org · fintech.global
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Deel.
Deel NSO exercise creates ordinary income on the bargain element (federal, state, and FICA) at the price on the day you exercise. The calculator works at any valuation, so you can model your exercise cost at the current 409A FMV, an expected IPO price, or post-IPO scenarios.
Example: at Deel's last reported price of $32.55, exercising 5,000 NSOs with a $9.76 strike creates a $113,950 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $30,767 and $51,278 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.
All Deel tools → · Use the generic NSO Exercise Calculator for any company.
Deel equity questions
- How is a Deel NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Deel grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Deel grant ISOs, NSOs, or RSUs?
- Equity compensation at Deel typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are Deel shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Deel shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your Deel equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.