Joby Aviation (JOBY) NSO Exercise Calculator
Calculator · free · no signup · JOBYPlan your Joby Aviation NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$199,080
Sell + invest wins by $20,783 over Hold 1 yr.
Estimates only. Not financial advice.
Sell + invest
Best payout| Bargain element (sale − strike) | $350,000 |
| Federal | |
| State | |
| Medicare | −$5,075 |
| Additional Medicare | −$3,150 |
| Market gain over 1 yr at 10.0% | $18,573 |
| LTCG on diversified gain (fed + state + NIIT) | −$5,219 |
| Net at year 1 | $199,080 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | $0 |
| Net at year 1 | $178,297 |
Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →About Joby Aviation
Joby Aviation (JOBY) is a public Aerospace/Defense company, incorporated in Delaware and headquartered in Santa Cruz, CA. IPO'd Aug 11, 2021.
Last close: $9.34 per share (as of 2026-06-17).
Equity grants at Joby Aviation typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Joby Aviation, Inc. is an American venture-backed aviation company, developing an electric vertical takeoff and landing (eVTOL) aircraft that it intends to operate as an air taxi service. Joby Aviation is headquartered in Santa Cruz, California and has offices in San Carlos, California; Marina, California; and Munich, Germany.
Source: Wikipedia (CC BY-SA 4.0)
Founded in 2009 by JoeBen Bevirt on his family's Santa Cruz ranch, Joby Aviation builds the S4, a five-seat eVTOL air taxi with six tilting prop-rotors, roughly 150-mile range, and 200 mph cruise. The company went public on NYSE in August 2021 via SPAC merger with Reinvent Technology Partners. Toyota has committed $894 million across multiple tranches and now holds Joby's largest equity stake. In March 2026 the FAA cleared Stage 4 of type certification, putting commercial launch on track for late 2026 with Delta in New York and Los Angeles, alongside service rollouts in Dubai and Saudi Arabia.
Sources: jobyaviation.com · cnbc.com · aircraftinsider.com
Equity comp at Joby Aviation
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Joby Aviation.
Use this calculator to estimate your Joby Aviation (JOBY) NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.
Example: at Joby Aviation (JOBY)'s last close of $9.34, exercising 5,000 NSOs with a $2.8 strike creates a $32,700 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $8,829 and $14,715 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.
All Joby Aviation tools → · Use the generic NSO Exercise Calculator for any company.
Joby Aviation equity questions
- How is a Joby Aviation NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Joby Aviation grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Joby Aviation grant ISOs, NSOs, or RSUs?
- Equity compensation at Joby Aviation typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- Do Joby Aviation RSUs use double-trigger vesting?
- No. Joby Aviation restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Joby Aviation equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.