RiverNorth Short Prime Unicorn Fund I, Inc NSO Exercise Calculator

Calculator · free · no signup · pre-IPO

Plan your RiverNorth Short Prime Unicorn Fund I, Inc NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Your grant

pre-IPO? enter price manually

Tax inputs

Hold strategy

1 yr
20%
20%
10.0%

Best after-tax payout — at year 1

$199,080

Sell + invest wins by $20,783 over Hold 1 yr.

Estimates only. Not financial advice.

Your NSO exercise pushes your top federal rate from 24% to 35%. Hover the Federal value below for the bracket-by-bracket slicing.

Sell + invest

Best payout
Bargain element (sale − strike)$350,000
Federal
State
Medicare$5,075
Additional Medicare$3,150
Market gain over 1 yr at 10.0%$18,573
LTCG on diversified gain (fed + state + NIIT)$5,219
Net at year 1$199,080

Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.

Exercise + hold 1 yr

Sale proceeds (year 1)
LTCG tax (federal + state + NIIT)$0
Net at year 1$178,297

Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.

Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.

Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.

Net at year N — by hold period

Sell + investExercise + hold
$0$54K$108K$162K$216KYr 1Yr 2

Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.

About RiverNorth Short Prime Unicorn Fund I, Inc

RiverNorth Short Prime Unicorn Fund I, Inc is a public Other company. IPO'd Jun 8, 2026.

Equity grants at RiverNorth Short Prime Unicorn Fund I, Inc typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by RiverNorth Short Prime Unicorn Fund I, Inc.

Use this calculator to estimate your RiverNorth Short Prime Unicorn Fund I, Inc NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.

All RiverNorth Short Prime Unicorn Fund I, Inc tools → · Use the generic NSO Exercise Calculator for any company.

RiverNorth Short Prime Unicorn Fund I, Inc equity questions

How is a RiverNorth Short Prime Unicorn Fund I, Inc NSO exercise taxed?
Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your RiverNorth Short Prime Unicorn Fund I, Inc grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
Does RiverNorth Short Prime Unicorn Fund I, Inc grant ISOs, NSOs, or RSUs?
Equity compensation at RiverNorth Short Prime Unicorn Fund I, Inc typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
When did the RiverNorth Short Prime Unicorn Fund I, Inc IPO lockup expire?
RiverNorth Short Prime Unicorn Fund I, Inc went public on June 8, 2026. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around December 5, 2026. Confirm against your own grant paperwork, since some lockups release early or in stages.
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