BILL Holdings (BILL) Protective Put Calculator
Calculator · free · no signup · BILLPrice a protective put or zero-cost collar on BILL Holdings. Annual cost, max loss, upside cap, tax treatment, auto-filled from current BILL option chain.
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You priced one hedge. The beta picks the right hedge structure given your full equity stack and tax situation.
Request beta access →About BILL Holdings
BILL Holdings (BILL) is a public Fintech company, headquartered in San Jose, CA. IPO'd Dec 12, 2019.
Last close: $32.47 per share (as of 2026-06-18).
Equity grants at BILL Holdings typically include non-qualified stock options (NSOs) and restricted stock units (RSUs).
BILL Holdings, Inc. is an American company based in San Jose, California, that provides automated, cloud-based software for financial operations for small businesses in the United States. A white-labeled, end-to-end payments automation platform, Bill.com Connect is offered to financial institutions as part of their single sign-on online business banking ecosystem.
Source: Wikipedia (CC BY-SA 4.0)
René Lacerte, whose grandfather founded Lacerte Software (later acquired by Intuit), started BILL in April 2006 in San Jose to automate accounts payable and receivable workflows for the small and mid-size businesses he had watched struggle with paper checks and manual approvals. The platform integrates with accounting software to digitize invoice ingestion, approval routing, and payment execution across ACH, check, card, and international wire, processing more than $300 billion in payment volume annually. BILL IPO'd on NYSE in December 2019 and reported $1.27 billion in revenue in fiscal year 2024.
Sources: en.wikipedia.org · fintechleaders.substack.com
Equity comp at BILL Holdings
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by BILL Holdings.
A protective put caps your downside on the BILL position at a chosen floor; a zero-cost collar pays for that floor by capping the upside. This calculator prices both structures off the current BILL option chain, with annual cost, max loss, and tax-treatment notes.
Example: a 5,000-share BILL position at $32.47 is worth $162,350. A 1-year 30%-OTM put on that position typically runs 2-4% of position value per year (about $3,247 to $6,494) before any premium offset from a short call. The calculator prices both structures off BILL's current option chain so you see the actual cost for your chosen floor, tenor, and cap.
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BILL Holdings equity questions
- How much does it cost to hedge BILL stock?
- The cost of a protective put depends on how far below the current price you set the floor, how long the protection lasts, and BILL's option-implied volatility. A zero-cost collar lowers that cost by selling away some upside. The calculator above prices both structures off the current BILL option chain and shows the annual cost, maximum loss, and tax treatment.
- Does BILL Holdings grant ISOs, NSOs, or RSUs?
- Equity compensation at BILL Holdings typically takes the form of non-qualified stock options (NSOs) and restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do BILL Holdings RSUs use double-trigger vesting?
- No. BILL Holdings restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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