Paylocity (PCTY) Protective Put Calculator
Calculator · free · no signup · PCTYPrice a protective put, zero-cost collar, or put spread on Paylocity. Annual cost, max loss, upside cap, tax treatment, auto-filled from current PCTY option chain.
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You priced one hedge. The beta picks the right hedge structure given your full equity stack and tax situation.
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About Paylocity
Paylocity (PCTY) is a public Cloud/SaaS company, incorporated in Delaware and headquartered in Schaumburg, IL.
Equity grants at Paylocity typically include restricted stock units (RSUs).
Paylocity Holding Corporation is an American provider of cloud-based payroll, spend management, and human capital management (HCM) software.
Source: Wikipedia (CC BY-SA 4.0)
Steve Beauchamp led the company from a small Illinois payroll provider founded in 1997 into a cloud human capital management vendor serving mid-market employers. The product covers payroll, benefits administration, talent management, and an employee communication layer that borrows from consumer social apps. Growth has come from displacing legacy service bureaus rather than winning enterprise accounts, and revenue is largely recurring per-employee-per-month. Headquarters are in Schaumburg, Illinois, and interest on client funds contributes to results when rates are high.
Sources: paylocity.com · en.wikipedia.org
Equity comp at Paylocity
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-08-17.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Paylocity.
A protective put caps your downside on the PCTY position at a chosen floor; a zero-cost collar pays for that floor by capping the upside. This calculator prices both structures off the current PCTY option chain, with annual cost, max loss, and tax-treatment notes.
All Paylocity tools → · Use the generic Protect Your Stock Calculator for any company.
Paylocity equity questions
- How much does it cost to hedge PCTY stock?
- The cost of a protective put depends on how far below the current price you set the floor, how long the protection lasts, and PCTY's option-implied volatility. A zero-cost collar lowers that cost by selling away some upside. The calculator above prices both structures off the current PCTY option chain and shows the annual cost, maximum loss, and tax treatment.
- Does Paylocity grant ISOs, NSOs, or RSUs?
- Equity compensation at Paylocity typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Paylocity RSUs use double-trigger vesting?
- No. Paylocity restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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OptionsAhoy plans your Paylocity equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.