Leaving Nuro? Plan your 90-day ISO window
Calculator · free · no signup · pre-IPONuro is pre-IPO. Left with vested ISOs? Model the 90-day exercise-or-forfeit decision and its AMT cost at any valuation: current 409A or an expected exit price.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Seeded from secondary-market data, as of Jun 11, 2026
Tax inputs
Grant timeline
Recommended exercise quantity
Exercise all 10,000
With 10%/yr expected growth over the 3-yr hold, every share's expected after-tax gain exceeds its marginal AMT cost. Net value: $29,596 at horizon.
Net after-tax value vs. shares exercised
Each point is the expected after-tax NPV at your hold horizon if you exercise that many shares now and let the rest expire.
Year-by-year tax breakdown
You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.
| 1No AMT | 10,000 | |||
| 2 | 0 | |||
| 3 | 0 |
Federal AMT credit
Earned
$0
Recovered
$0
Remaining
$0
Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.
QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.
You solved the exercise window. The beta plans what comes after it: the new shares, your remaining equity, hedges, and taxes in one multi-year plan.
Request beta access →About Nuro
Nuro is a privately held Hardware company, incorporated in Delaware and headquartered in Mountain View, CA.
Last reported secondary-market price: $8.45 per share (as of 2026-06-11). Your own 409A may differ.
Autonomous delivery.
Equity grants at Nuro typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Nuro, Inc. is an American autonomous vehicle technology company based in Mountain View, California. Founded in 2016 by Jiajun Zhu and Dave Ferguson, Nuro initially developed custom autonomous delivery vehicles and became the first company to receive an autonomous exemption from the National Highway Traffic Safety Administration (NHTSA). Since September 2024, the company has focused on licensing its proprietary Level 4 driving system, Nuro Driver, to automakers and mobility providers.
Source: Wikipedia (CC BY-SA 4.0)
Founded in 2016 by ex-Waymo engineers Jiajun Zhu and Dave Ferguson, Nuro spent its first eight years building the R2, a passenger-free electric pod that earned the first NHTSA autonomous exemption and ferried goods for Domino's and Kroger pilots from a Mountain View base. After a $8.6B Series D peak in 2021 gave way to down rounds, the company pivoted in September 2024 to licensing the Nuro Driver Level 4 stack to OEMs. A July 2025 Lucid and Uber deal commits 20,000+ Gravity robotaxis (since expanded to 35,000), with Series E backing from Nvidia and Uber at a $6B valuation.
Sources: en.wikipedia.org · nuro.ai · ir.lucidmotors.com
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Nuro.
If you are leaving Nuro with vested incentive stock options (ISOs), most stock plans give you 90 days from departure to exercise or forfeit them. The calculator works at any valuation: enter your strike and the current 409A fair market value (FMV) or an expected exit price. It computes your window deadline, the alternative minimum tax (AMT) cost of exercising in full, and the partial-exercise share count that maximizes expected after-tax value.
Example: leaving Nuro with 5,000 vested ISOs at a $2.53 strike, with the last reported price at $8.45, exercising all of them inside the 90-day window puts a $29,600 bargain element into one tax year. Above the 2026 federal AMT exemption ($88,100 single, $137,000 married joint), the 28% AMT rate adds roughly $8,288 on top of regular tax before any state AMT (CA, CO, CT, MN). Exercising fewer shares lowers that bill at the cost of forfeiting the rest; the calculator above finds the count that maximizes expected after-tax value for your exact figures.
All Nuro tools → · Use the generic Post-Termination ISO Exercise Calculator for any company.
Nuro equity questions
- I left Nuro. How long do I have to exercise my ISOs?
- Most stock plans give you 90 days from your departure date to exercise vested incentive stock options (ISOs); unexercised options are forfeited when the window closes. Tax law is slightly wider: ISO treatment requires you to have been an employee within 3 months of exercise (Internal Revenue Code Section 422(a)(2)), so options exercised under an employer-extended window are taxed as non-qualified stock options (NSOs). Check your grant agreement for Nuro's exact terms. The calculator above computes your deadline from your departure date, the alternative minimum tax (AMT) cost of exercising, and the share count that maximizes after-tax value.
- Does Nuro grant ISOs, NSOs, or RSUs?
- Equity compensation at Nuro typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are Nuro shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Nuro shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your Nuro equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.