GE HealthCare (GEHC) RSU sell-vs-hold

Calculator · free · no signup · GEHC

Sell at vest or hold? Compare after-tax payout from selling GE HealthCare RSUs at vest vs. holding through the LTCG cliff at 12 months.

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Your vest

pre-IPO? enter price manually

Tax inputs

Hold strategy

1 yr
20%
20%
10.0%

Best after-tax payout — at year 1 yr

$47,709

Sell + invest wins by $4,981 over Hold 1 yr.

Estimates only. Not financial advice.

This vest pushes your top federal rate from 24% to 35%. Hover the Federal value below for the bracket-by-bracket slicing.

Heads-up: under-withholding. Your employer withholds federal tax at the IRS supplemental rate (22.0% on this vest, ≈ $17,600). Your marginal federal rate on this vest is 32.7%, owing $26,171. Expect to settle the $8,571 gap at tax time.

The hidden purchase

Tax was paid at vest either way. Holding is mathematically equivalent to taking $44,509 in after-tax cash and buying $44,509 of GEHC today.

Most diversification frameworks would advise against a purchase that size in a single name; the right answer depends on your conviction in GEHC. Holding past one year converts the gain to LTCG.

Sell + invest

Best payout
Vest value (shares × price)$80,000
Federal
State
Medicare−$1,160
Additional Medicare−$720
Market gain over 1 yr at 10.0%$4,451
Cap-gain tax on diversified gain — LTCG (federal + state + NIIT)−$1,251
Net at year 1 yr$47,709

Sell every share at vest; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.

Hold 1 yr

Vest value (shares × price)$80,000
Vest tax (federal + state + FICA)
Net at year 1 yr$42,728

Sold 444 shares to cover vest tax (net-settled); kept 556 shares 1 yr to qualify for long-term capital gains.

Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're still employed at vest.

Both columns are stated in year-1 yr dollars. The sell side compounds at the market return; the hold side compounds at your single-stock expected return after a 20% volatility drag.

Estimates only. Assumes net-settled (sell-to-cover) vesting; double-trigger and pre-IPO RSUs are out of scope. Excludes multi-state moves, AMT interactions on other equity, and 83(b) elections. Not financial advice.

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Related calculators: RSU Lot Order Calculator · Stock Concentration Calculator

About GE HealthCare

GE HealthCare (GEHC) is a public Medical Device company, incorporated in Delaware and headquartered in Chicago, IL.

Last close: $64.29 per share (as of 2026-10-03).

Equity grants at GE HealthCare typically include restricted stock units (RSUs).

GE Healthcare Technologies, Inc., stylized GE HealthCare, is an American health technology company based in Chicago, Illinois. It operates four divisions: Medical imaging, which includes molecular imaging, computed tomography, magnetic resonance, women’s health screening and X-ray systems; Ultrasound; Patient Care Solutions, which is focused on remote patient monitoring, anesthesia and respiratory care, diagnostic cardiology, and infant care; and Pharmaceutical Diagnostics, which manufactures contrast agents and radiopharmaceuticals.

Source: Wikipedia (CC BY-SA 4.0)

Separated from General Electric in 2023, the company sells the imaging equipment that hospitals plan capital budgets around: MRI, CT, ultrasound, and the contrast agents used with them. Scanners are sold once and then serviced for a decade, so the installed base generates maintenance and software revenue long after the sale. Hospital capital spending cycles, not patient volumes, set order rates. Employees held General Electric awards that converted at separation, an event that resets both cost basis and holding period. Headquarters are in Chicago.

Sources: sec.gov · en.wikipedia.org

Equity comp at GE HealthCare

  • GE HealthCare uses a modified single trigger structure. If an acquirer assumes, continues, or substitutes your outstanding RSUs, options, and PSUs in a merger, they keep vesting on the normal schedule, and accelerated vesting only happens if you are then let go without cause or resign for good reason (a true double trigger). But if the acquirer does not assume or replace your awards, everything vests immediately and fully at the deal close, with no termination required. Non-employee director RSUs are a separate case: they vest at the earlier of the next annual meeting, a change in control, or the director's death or disability, regardless of termination.
  • RSUs use double-trigger vesting. Two things must both happen before the shares are yours: (1) the normal time-based vesting completes, and (2) the company has a liquidity event (an IPO or an acquisition). Until both happen, you do not yet own the shares and you do not owe tax on them.

Sources: sec.gov · sec.gov

Researched 2026-08-23.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by GE HealthCare.

GE HealthCare (GEHC) RSUs vest as ordinary income at the price on vest day. The decision is whether to sell at vest and reinvest, or hold the shares through the 12-month LTCG cliff. This calculator runs both paths through the same after-tax math so you can compare like-for-like.

Example: 500 GE HealthCare (GEHC) RSUs vesting at $64.29 per share is $32,145 of ordinary income on vest day. After roughly 32% combined federal + state + FICA (~$10,286), the post-tax share value is ~$21,859. Holding 12 months for long-term capital-gains treatment then only matters for the price change between vest and sale; the ordinary income at vest is already locked in. The calculator runs both paths through the same after-tax math.

All GE HealthCare tools → · Use the generic RSU Sell-vs-Hold Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →

GE HealthCare equity questions

Should I sell or hold my GE HealthCare RSUs at vest?
GE HealthCare restricted stock units (RSUs) are taxed as ordinary income on their value at vest whether or not you sell. The only open decision is what to do with the shares afterward: sell at vest and reinvest, or hold past twelve months for long-term capital-gains treatment on any further gain. The calculator above runs both paths through the same after-tax math so you can compare them directly.
Does GE HealthCare grant ISOs, NSOs, or RSUs?
Equity compensation at GE HealthCare typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
Do GE HealthCare RSUs use double-trigger vesting?
Yes. GE HealthCare restricted stock units (RSUs) vest only when two things both happen: the time-based schedule completes, and the company has a liquidity event such as an initial public offering (IPO) or an acquisition. Until both occur you do not own the shares and owe no tax on them.
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