Henry Schein (HSIC) RSU sell-vs-hold
Calculator · free · no signup · HSICSell at vest or hold? Compare after-tax payout from selling Henry Schein RSUs at vest vs. holding through the LTCG cliff at 12 months.
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Your vest
Tax inputs
Hold strategy
Best after-tax payout — at year 1 yr
$47,709
Sell + invest wins by $4,981 over Hold 1 yr.
Estimates only. Not financial advice.
Heads-up: under-withholding. Your employer withholds federal tax at the IRS supplemental rate (22.0% on this vest, ≈ $17,600). Your marginal federal rate on this vest is 32.7%, owing $26,171. Expect to settle the $8,571 gap at tax time.
The hidden purchase
Tax was paid at vest either way. Holding is mathematically equivalent to taking $44,509 in after-tax cash and buying $44,509 of HSIC today.
Most diversification frameworks would advise against a purchase that size in a single name; the right answer depends on your conviction in HSIC. Holding past one year converts the gain to LTCG.
Sell + invest
Best payout| Vest value (shares × price) | $80,000 |
| Federal | |
| State | |
| Medicare | −$1,160 |
| Additional Medicare | −$720 |
| Market gain over 1 yr at 10.0% | $4,451 |
| Cap-gain tax on diversified gain — LTCG (federal + state + NIIT) | −$1,251 |
| Net at year 1 yr | $47,709 |
Sell every share at vest; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Hold 1 yr
| Vest value (shares × price) | $80,000 |
| Vest tax (federal + state + FICA) | |
| Net at year 1 yr | $42,728 |
Sold 444 shares to cover vest tax (net-settled); kept 556 shares 1 yr to qualify for long-term capital gains.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're still employed at vest.
Both columns are stated in year-1 yr dollars. The sell side compounds at the market return; the hold side compounds at your single-stock expected return after a 20% volatility drag.
Estimates only. Assumes net-settled (sell-to-cover) vesting; double-trigger and pre-IPO RSUs are out of scope. Excludes multi-state moves, AMT interactions on other equity, and 83(b) elections. Not financial advice.
You evaluated one RSU vest. The beta plans every vest of every grant across years, with concentration and AMT in the loop.
Request beta access →Related calculators: RSU Lot Order Calculator · Stock Concentration Calculator
About Henry Schein
Henry Schein (HSIC) is a public Healthcare Services company, incorporated in Delaware and headquartered in Melville, NY.
Last close: $84.88 per share (as of 2026-10-03).
Equity grants at Henry Schein typically include restricted stock units (RSUs).
Henry Schein, Inc. is an American distributor of health care products and services, with operations in 33 countries and territories. It is the world's largest provider of health care solutions to office-based dental and medical practitioners.
Source: Wikipedia (CC BY-SA 4.0)
Founded as a Queens pharmacy in 1932, the company became the largest distributor of supplies and equipment to dental and medical practices in the United States. Distribution margins are thin, so the strategy has been to add practice-management software and equipment services that raise switching costs for an office already ordering consumables. Independent practices consolidating into corporate groups shifts negotiating power toward the buyer. Volume is driven by patient visits rather than by any product cycle. Headquarters are in Melville, New York.
Sources: sec.gov · en.wikipedia.org
Equity comp at Henry Schein
- Henry Schein's RSU agreements under its 2020 Stock Incentive Plan use cliff vesting rather than the more common graded (annual-tranche) vesting: service-based RSUs vest 100% at once after four years, and performance-based RSUs vest 100% after three years if performance goals are met. A large share of recent grants are performance-based (65% of the 2025 Long Term Incentive Program). Vesting can accelerate early on retirement, disability, or death, and equity does not appear to vest merely because a change of control occurs; the agreements tie change-of-control acceleration to a qualifying termination occurring after the change of control (a double-trigger structure).
- RSUs use double-trigger vesting. Two things must both happen before the shares are yours: (1) the normal time-based vesting completes, and (2) the company has a liquidity event (an IPO or an acquisition). Until both happen, you do not yet own the shares and you do not owe tax on them.
- Vesting schedule: Service-based RSUs cliff-vest 100% after four years (not graded); performance-based RSUs cliff-vest after three years subject to meeting performance goals. Stock options vest 25% per year over four years with a 10-year term, priced at closing price on grant date..
Sources: contracts.justia.com · contracts.justia.com · contracts.justia.com · sec.gov · stocktitan.net
Researched 2026-08-23.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Henry Schein.
Henry Schein (HSIC) RSUs vest as ordinary income at the price on vest day. The decision is whether to sell at vest and reinvest, or hold the shares through the 12-month LTCG cliff. This calculator runs both paths through the same after-tax math so you can compare like-for-like.
Example: 500 Henry Schein (HSIC) RSUs vesting at $84.88 per share is $42,440 of ordinary income on vest day. After roughly 32% combined federal + state + FICA (~$13,581), the post-tax share value is ~$28,859. Holding 12 months for long-term capital-gains treatment then only matters for the price change between vest and sale; the ordinary income at vest is already locked in. The calculator runs both paths through the same after-tax math.
All Henry Schein tools → · Use the generic RSU Sell-vs-Hold Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Henry Schein equity questions
- Should I sell or hold my Henry Schein RSUs at vest?
- Henry Schein restricted stock units (RSUs) are taxed as ordinary income on their value at vest whether or not you sell. The only open decision is what to do with the shares afterward: sell at vest and reinvest, or hold past twelve months for long-term capital-gains treatment on any further gain. The calculator above runs both paths through the same after-tax math so you can compare them directly.
- Does Henry Schein grant ISOs, NSOs, or RSUs?
- Equity compensation at Henry Schein typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Henry Schein RSUs use double-trigger vesting?
- Yes. Henry Schein restricted stock units (RSUs) vest only when two things both happen: the time-based schedule completes, and the company has a liquidity event such as an initial public offering (IPO) or an acquisition. Until both occur you do not own the shares and owe no tax on them.
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