VEEA INC. (VEEA) RSU sell-vs-hold
Calculator · free · no signup · VEEASell at vest or hold? Compare after-tax payout from selling VEEA INC. RSUs at vest vs. holding through the LTCG cliff at 12 months.
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Your vest
Tax inputs
Hold strategy
@ 20.0% / yr
Best after-tax payout — at year 1 yr
$47,823
Sell + invest wins by $4,992 over Hold 1 yr.
Estimates only. Not financial advice.
Heads-up: under-withholding. Your employer withholds federal tax at the IRS supplemental rate (22.0% on this vest, ≈ $17,600). Your marginal federal rate on this vest is 32.6%, owing $26,065. Expect to settle the $8,465 gap at tax time.
The hidden purchase
Tax was paid at vest either way. Holding is mathematically equivalent to taking $44,615 in after-tax cash and buying $44,615 of VEEA today.
Most diversification frameworks would suggest no, but the right answer depends on your conviction in VEEA. Holding past one year converts the gain to LTCG.
Sell + invest
Best payout| Vest value (shares × price) | $80,000 |
| Federal | |
| State | |
| Medicare | −$1,160 |
| Additional Medicare | −$720 |
| Market gain over 1 yr at 10.0% | $4,462 |
| Cap-gain tax on diversified gain — LTCG (federal + state + NIIT) | −$1,254 |
| Net at year 1 yr | $47,823 |
Sell every share at vest; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Hold 1 yr
| Vest value (shares × price) | $80,000 |
| Vest tax (federal + state + FICA) | |
| Net at year 1 yr | $42,830 |
Sold 442 shares to cover vest tax (net-settled); kept 558 shares 1 yr to qualify for long-term capital gains.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're still employed at vest.
Both columns are stated in year-1 yr dollars. The sell side compounds at the market return; the hold side compounds at your single-stock expected return after a 20% volatility drag.
Estimates only. Assumes net-settled (sell-to-cover) vesting; double-trigger and pre-IPO RSUs are out of scope. Excludes multi-state moves, AMT interactions on other equity, and 83(b) elections. Not financial advice.
About VEEA INC.
VEEA INC. (VEEA) is a public Hardware company. IPO'd Sep 17, 2024.
de-SPAC (Plum Acquisition I); edge compute.
Equity grants at VEEA INC. typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Allen Salmasi, former chairman and CEO of NextWave Telecom, co-founded Veea Inc. in New York City in 2014. The company sells VeeaHub edge-computing devices and the VeeaONE platform, which combines connectivity, compute, storage, cybersecurity, and AI management in a single system for deployments ranging from small businesses to industrial sites. Veea holds more than 123 patents, listed on Nasdaq (VEEA) via a SPAC merger and rang the exchange's opening bell on February 5, 2025, and launched the TerraFabric control plane for distributed edge AI in February 2026.
Sources: veea.com · globenewswire.com
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by VEEA INC..
VEEA INC. (VEEA) is a public Hardware company. IPO'd Sep 17, 2024; de-SPAC (Plum Acquisition I); edge compute. RSUs vest as ordinary income at the price on vest day. The decision is whether to sell at vest and reinvest, or hold the shares through the 12-month LTCG cliff. This calculator runs both paths through the same after-tax math so you can compare like-for-like.
All VEEA INC. tools → · Use the generic RSU Sell-vs-Hold Calculator for any company.
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