Amesite Inc. (AMST) AMT + ISO Calculator
Calculator · free · no signup · AMSTPlan your Amesite Inc. ISO exercise around the AMT bargain element from current trading price.
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Your grant
Tax inputs
Grant timeline
Net final value at year 3 sale — optimized plan
$242,783
After-tax dollars at end of year 3, net of all federal + state taxes through the sale.
This year: exercise 2,640 shares (of 10,000 total).
= gross gain at sale − federal + state LTCG − AMT premium above baseline regular tax (time-valued)
AMT premium for exercising: $90,254 (on top of $228,434 regular tax across the horizon)
Optimized plan keeps $57,102 more than lump-sum, $796 more than even split.
Federal AMT crossover this year: 1,271 shares ($57,238 bargain element). Above that, each additional share this year adds federal AMT.
Estimates only. Not financial advice.
Net final value by year
Running tally: NTV from shares exercised through year y, minus AMT premium paid through year y. The last year matches the plan's headline NTV. Hover a year for plan totals.
Optimized exercise schedule
You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.
| 1 | 2,640 | |||
| 2 | 2,567 | |||
| 3 | 4,793 |
Federal AMT credit
Earned
$80,681
Recovered
$0
Remaining
$80,681
The AMT credit only recovers in years where regular tax exceeds AMT — typically a year with no ISO exercise. Every year in this schedule has bargain element, so AMT exceeds regular tax in every year and the credit carries forward untouched. Try a longer horizon or fewer total shares to introduce a recovery year.
Plan comparison
Net value at the end of your hold horizon.
Lump-sum
All in Year 1
$185,681
−$57,102
Even split
Equal shares each year
$241,987
−$796
Optimized
Tax-aware schedule
$242,783
Highest
Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.
QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.
You optimized one grant in isolation. The beta optimizes ISOs alongside your RSUs, NSOs, and stock in one plan.
Request beta access →Related calculators: QSBS Qualification Checker · NSO Exercise Calculator · Post-Termination ISO Exercise Calculator
About Amesite Inc.
Amesite Inc. (AMST) is a public Cloud/SaaS company, incorporated in Delaware and headquartered in Detroit, MI.
Last close: $1.12 per share (as of 2026-08-25).
Equity grants at Amesite Inc. typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Dr. Ann Marie Sastry founded Amesite in Detroit in 2017 and listed it on Nasdaq (AMST) in September 2020, raising $15 million at $5.00 per share. The company launched as an AI-powered online learning platform for universities and enterprises, then pivoted to healthcare AI. Its current flagship product, NurseMagic, compresses nursing documentation from roughly 20 minutes to about 20 seconds and now includes an AI-native EMR for post-acute care providers. Amesite reported a 69% quarter-over-quarter revenue increase in Q2 2026.
Sources: sec.gov · ir.amesite.com
Equity comp at Amesite Inc.
- Amesite operates three distinct equity instruments simultaneously: (1) stock options for employees with a vesting period that changed from 2 years in FY2023/FY2024 to 4 years in FY2025, all with 10-year terms; (2) annual RSU grants to directors (worth $100,000 per year) that vest on the one-year anniversary of grant; and (3) a Deferred Fee Plan for Directors under which outside directors may take their quarterly cash retainer as deferred stock units (DSUs, shares issued in lieu of cash that are held and delivered at a future date) instead, with settlement deferred until the director leaves the board or a change in control occurs. The 2018 Equity Incentive Plan provides no automatic acceleration upon a change in control at the plan level; acceleration requires explicit language in individual award agreements.
- Vesting schedule: Employee stock options shifted from 2-year vesting (no cliff documented) in FY2023/FY2024 to 4-year vesting in FY2025. Director RSUs vest on the one-year anniversary of grant..
Sources: sec.gov · sec.gov · sec.gov
Researched 2026-05-28.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Amesite Inc..
Use this calculator to plan a Amesite Inc. (AMST) ISO exercise around the AMT bargain element from the current trading price. The math accounts for federal AMT, state AMT (CA, CO, CT, MN where applicable), AMT crossover, and year-over-year credit recovery. Inputs are yours: strike price, share count, FMV at exercise, and your filing-status income.
Example: at Amesite Inc. (AMST)'s last close of $1.12, exercising 5,000 ISOs with a $1 strike creates a $600 bargain element. Above the 2026 federal AMT exemption ($88,100 single, $137,000 married joint), the 28% AMT rate adds roughly $168 on top of regular tax before any state AMT (CA, CO, CT, MN). The credit recovers in later years when your regular tax exceeds AMT. The calculator above runs your exact figures.
All Amesite Inc. tools → · Use the generic Multi-Year ISO Exercise Schedule Calculator for any company.
Amesite Inc. equity questions
- How much alternative minimum tax (AMT) will I owe exercising Amesite Inc. ISOs?
- Exercising incentive stock options (ISOs) does not create regular income tax, but the bargain element (the fair market value at exercise minus your strike price) counts toward the alternative minimum tax (AMT). The amount depends on the bargain element, your other income, your filing status, and your state. The calculator above models federal and state AMT, the AMT crossover point, and how the credit recovers in later years for your exact Amesite Inc. figures.
- Does Amesite Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Amesite Inc. typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
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OptionsAhoy plans your Amesite Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.