Plan your Aura Consolidated Group, Inc. ISO exercise
Calculator · free · no signup · pre-IPOAura Consolidated Group, Inc. is pre-IPO. Plan your AMT impact at any valuation: current 409A, expected IPO price, or post-IPO scenarios.
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Your grant
Seeded from secondary-market data, as of Sep 8, 2026
Tax inputs
Schedule A, line 7. The 2026 deduction is capped at $40,400, less above $505,000 of income.
Grant timeline
Net final value at year 3 sale — optimized plan
-$0
After-tax dollars at end of year 3, net of all federal + state taxes through the sale.
This year: exercise 10,000 shares.
AMT premium for exercising: $0 (on top of $230,496 regular tax across the horizon)
Exercising everything this year comes out ahead under these assumptions, even though it goes past your federal AMT crossover.
No bargain element to exercise (FMV ≤ strike). AMT does not apply.
Estimates only. Not financial advice.
Net final value by year
Running tally: NTV from shares exercised through year y, minus AMT premium paid through year y. The last year matches the plan's headline NTV. Hover a year for plan totals.
Optimized exercise schedule
You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.
| 1 | 10,000 | |||
| 2 | 0 | |||
| 3 | 0 |
Federal AMT credit
Earned
$0
Recovered
$0
Remaining
$0
Plan comparison
Net value at the end of your hold horizon.
Lump-sum
All in Year 1
-$0
Even split
Equal shares each year
-$0
Optimized
Tax-aware schedule
-$0
Highest
Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.
QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.
You optimized one grant in isolation. The beta optimizes ISOs alongside your RSUs, NSOs, and stock in one plan.
Request beta access →Related calculators: Year-End ISO Exercise Calculator · QSBS Qualification Checker · Post-Termination ISO Exercise Calculator
About Aura Consolidated Group, Inc.
Aura Consolidated Group, Inc. is a privately held Cloud/SaaS company, incorporated in Delaware and headquartered in Boston, MA. S-1 filed Sep 2, 2026.
Last reported secondary-market price: $2.6 per share (as of 2026-09-08). Your own 409A may differ.
Equity grants at Aura Consolidated Group, Inc. typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Aura is a digital security company providing identity theft protection and monitoring services to consumers. In 2026, the company was the target of a cyberattack that resulted in a data breach affecting approximately 900,000 consumer records.
Source: Wikipedia (CC BY-SA 4.0)
Aura Consolidated Group traces back to iSubscribed, the identity-protection startup Hari Ravichandran founded in 2017 after his own identity was stolen; it took the Aura name in 2019 after merging with Intersections Inc. and Identity Guard. In July 2026 Aura acquired Qoria, an Australian maker of school-safety software (Qustodio), and began trading on the Australian Securities Exchange under ticker AXQ through CHESS Depositary Interests, ASX certificates representing foreign shares. The combined group posted pro forma annual recurring revenue above million for 2025, serving 32,000 school customers alongside a consumer base, and filed a Form S-1 on September 2, 2026.
Sources: en.wikipedia.org · sec.gov · prnewswire.com · aura.com
Equity comp at Aura Consolidated Group, Inc.
- Aura Consolidated Group was formed by the 2026 merger of Aura (identity theft protection) and Qoria (ASX-listed child safety software), completed July 17, 2026. Qoria shareholders received Aura CDIs (CHESS Depositary Interests, an Australian instrument representing beneficial ownership of US shares) at a ratio of about 1 Aura CDI per 17.32 Qoria shares held. Replacement equity awards issued for the pre-combination service period totaled roughly $0.7 million in stock options and $3.8 million in performance rights assumed from Qoria employees. Separately, the company's 2024 Equity Incentive Plan includes executive performance stock grants that vest only if the company exceeds $400M ARR (annual recurring revenue) and reaches cash flow breakeven, or reaches an overall $3B valuation, within two years of the executive's start date. If the company completes a public offering before hitting those milestones, that performance award is replaced with the standard RSU grant plan for executives.
Sources: sec.gov · sec.gov · finance.yahoo.com
Researched 2026-09-09.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Aura Consolidated Group, Inc..
The calculator works at any Aura Consolidated Group, Inc. valuation: enter your strike, the current 409A FMV, an expected IPO price, or anywhere in between. AMT is triggered on the bargain element (FMV minus strike) when you exercise; the calculator models federal AMT, state AMT, and the multi-year credit-recovery path.
Example: at Aura Consolidated Group, Inc.'s last reported price of $2.6, exercising 5,000 ISOs with a $1 strike creates a $8,000 bargain element. For a single filer with $200,000 of taxable income, that stays under the federal AMT crossover, so no federal AMT is due under 2026 rules (state AMT in CA, CO, CT, MN can still apply). The calculator above runs your exact figures.
All Aura Consolidated Group, Inc. tools → · Use the generic Multi-Year ISO Exercise Schedule Calculator for any company.
Aura Consolidated Group, Inc. equity questions
- How much alternative minimum tax (AMT) will I owe exercising Aura Consolidated Group, Inc. ISOs?
- Exercising incentive stock options (ISOs) does not create regular income tax, but the bargain element (the fair market value at exercise minus your strike price) counts toward the alternative minimum tax (AMT). The amount depends on the bargain element, your other income, your filing status, and your state. The calculator above models federal and state AMT, the AMT crossover point, and how the credit recovers in later years for your exact Aura Consolidated Group, Inc. figures.
- Does Aura Consolidated Group, Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Aura Consolidated Group, Inc. typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are Aura Consolidated Group, Inc. shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Aura Consolidated Group, Inc. shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your Aura Consolidated Group, Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.