Plan your FullPAC, Inc. ISO exercise
Calculator · free · no signup · pre-IPOFullPAC, Inc. is pre-IPO. Plan your AMT impact at any valuation: current 409A, expected IPO price, or post-IPO scenarios.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Seeded from secondary-market data, as of Jul 17, 2026
Tax inputs
Grant timeline
Net final value at year 3 sale — optimized plan
$2,834
After-tax dollars at end of year 3, net of all federal + state taxes through the sale.
This year: exercise 10,000 shares.
= gross gain at sale − federal + state LTCG − AMT premium above baseline regular tax (time-valued)
AMT premium for exercising: $0 (on top of $228,434 regular tax across the horizon)
Lump-sum stays under your AMT crossover — no schedule optimization needed.
No bargain element to exercise (FMV ≤ strike). AMT does not apply.
Estimates only. Not financial advice.
Net final value by year
Running tally: NTV from shares exercised through year y, minus AMT premium paid through year y. The last year matches the plan's headline NTV. Hover a year for plan totals.
Optimized exercise schedule
You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.
| 1 | 10,000 | |||
| 2 | 0 | |||
| 3 | 0 |
Federal AMT credit
Earned
$0
Recovered
$0
Remaining
$0
Plan comparison
Net value at the end of your hold horizon.
Lump-sum
All in Year 1
$2,834
Even split
Equal shares each year
$2,834
Optimized
Tax-aware schedule
$2,834
Highest
Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.
QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.
You optimized one grant in isolation. The beta optimizes ISOs alongside your RSUs, NSOs, and stock in one plan.
Request beta access →About FullPAC, Inc.
FullPAC, Inc. is a privately held Cloud/SaaS company, incorporated in Nevada and headquartered in Virginia Beach, VA. S-1 filed Jul 14, 2026.
Last reported secondary-market price: $5 per share (as of 2026-07-17). Your own 409A may differ.
Equity grants at FullPAC, Inc. typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Travis Trawick co-founded RoboCent in May 2012; FullPAC, Inc. is the Virginia Beach holding company that now operates RoboCent alongside Advocacy Lab (acquired October 2025). The platform delivers voter outreach for political campaigns and nonprofits via peer-to-peer SMS/MMS messaging, automated voice broadcasts, and voter micro-targeting, and has served more than 5,000 U.S. campaigns. In December 2025, the SEC qualified FullPAC's Regulation A+ offering (a fundraising mechanism open to non-accredited investors) to raise up to $50 million; in May 2026, the company closed an institutional private placement of approximately $2.6 million while pursuing a Nasdaq listing under the ticker 'GOTV.'
Sources: globenewswire.com
Equity comp at FullPAC, Inc.
- FullPAC's primary equity vehicle is restricted stock (outright share issuances with forfeiture conditions) rather than time-vested RSUs or standard options. Director grants vest immediately on execution of offer-letter acknowledgment forms, but a pro-rata portion is clawed back if the director leaves before completing a 12-month board term. Employee grants carry a post-listing forfeiture window: any holder terminated for cause or who voluntarily resigns forfeits a proportional share within 12 months of the public listing date. The 2025 Founders Share Plan (6 million shares authorized) permits stock options, restricted stock awards, RSUs, and other instruments, but all documented issuances are restricted stock awards. Change-of-control treatment is discretionary: the Compensation Committee may assume, substitute, or cancel outstanding awards rather than triggering automatic vesting acceleration.
- Vesting schedule: Grants are primarily immediate-vesting restricted stock awards, not time-based RSUs or options. Director shares vest on the day of grant with a pro-rata portion clawed back if the director departs before completing a 12-month board term. Employee shares are subject to forfeiture and recovery for 12 months following the public listing if the holder is terminated for cause or resigns voluntarily..
Researched 2026-07-16.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by FullPAC, Inc..
The calculator works at any FullPAC, Inc. valuation: enter your strike, the current 409A FMV, an expected IPO price, or anywhere in between. AMT is triggered on the bargain element (FMV minus strike) when you exercise; the calculator models federal AMT, state AMT, and the multi-year credit-recovery path.
Example: at FullPAC, Inc.'s last reported price of $5, exercising 5,000 ISOs with a $1.5 strike creates a $17,500 bargain element. Above the 2026 federal AMT exemption ($88,100 single, $137,000 married joint), the 28% AMT rate adds roughly $4,900 on top of regular tax before any state AMT (CA, CO, CT, MN). The credit recovers in later years when your regular tax exceeds AMT. The calculator above runs your exact figures.
All FullPAC, Inc. tools → · Use the generic Multi-Year ISO Exercise Schedule Calculator for any company.
FullPAC, Inc. equity questions
- How much alternative minimum tax (AMT) will I owe exercising FullPAC, Inc. ISOs?
- Exercising incentive stock options (ISOs) does not create regular income tax, but the bargain element (the fair market value at exercise minus your strike price) counts toward the alternative minimum tax (AMT). The amount depends on the bargain element, your other income, your filing status, and your state. The calculator above models federal and state AMT, the AMT crossover point, and how the credit recovers in later years for your exact FullPAC, Inc. figures.
- Does FullPAC, Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at FullPAC, Inc. typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are FullPAC, Inc. shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your FullPAC, Inc. shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your FullPAC, Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.