Gloo Holdings, Inc. (GLOO) AMT + ISO Calculator
Calculator · free · no signup · GLOOPlan your Gloo Holdings, Inc. ISO exercise around the AMT bargain element from current trading price.
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Your grant
Tax inputs
Schedule A, line 7. The 2026 deduction is capped at $40,400, less above $505,000 of income.
Grant timeline
Net final value at year 3 sale — optimized plan
$226,772
After-tax dollars at end of year 3, net of all federal + state taxes through the sale.
This year: exercise 2,492 shares (of 10,000 total).
= gross gain at sale − federal + state LTCG − AMT premium above baseline regular tax (time-valued)
AMT premium for exercising: $105,649 (on top of $230,496 regular tax across the horizon)
Optimized plan keeps $55,350 more than lump-sum, $896 more than even split.
Federal AMT crossover this year: 914 shares ($41,138 bargain element). Above that, each additional share this year adds federal AMT.
Estimates only. Not financial advice.
Net final value by year
Running tally: NTV from shares exercised through year y, minus AMT premium paid through year y. The last year matches the plan's headline NTV. Hover a year for plan totals.
Optimized exercise schedule
You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.
| 1 | 2,492 | |||
| 2 | 2,594 | |||
| 3 | 4,914 |
Federal AMT credit
Earned
$94,302
Recovered
$0
Remaining
$94,302
The AMT credit only recovers in years where regular tax exceeds AMT — typically a year with no ISO exercise. Every year in this schedule has bargain element, so AMT exceeds regular tax in every year and the credit carries forward untouched. Try a longer horizon or fewer total shares to introduce a recovery year.
Plan comparison
Net value at the end of your hold horizon.
Lump-sum
All in Year 1
$171,423
−$55,350
Even split
Equal shares each year
$225,877
−$896
Optimized
Tax-aware schedule
$226,772
Highest
Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.
QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.
You optimized one grant in isolation. The beta optimizes ISOs alongside your RSUs, NSOs, and stock in one plan.
Request beta access →Related calculators: Year-End ISO Exercise Calculator · QSBS Qualification Checker · Post-Termination ISO Exercise Calculator
About Gloo Holdings, Inc.
Gloo Holdings, Inc. (GLOO) is a public Cloud/SaaS company, incorporated in Delaware and headquartered in Boulder, CO. IPO'd Nov 19, 2025.
Equity grants at Gloo Holdings, Inc. typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Gloo's software platform gives churches and faith-based nonprofits tools for outreach, donor management, and AI-powered chat assistants trained on religious content, serving more than 30,000 U.S. congregations. Scott and Theresa Beck founded the Boulder, Colorado company in 2013; former Intel and VMware CEO Pat Gelsinger later joined as executive chairman and head of technology. In November 2025, Gloo raised $72.8 million in a Nasdaq IPO, pricing shares at $8 each and valuing the company at roughly $582 million.
Sources: finance.yahoo.com · sec.gov · gloo.com
Equity comp at Gloo Holdings, Inc.
- Gloo Holdings, Inc. IPO'd on Nasdaq Capital Market in November 2025 under ticker GLOO from its Boulder, Colorado headquarters. Post-IPO equity grants operate under the 2025 Gloo Holdings Equity Incentive Plan; pre-IPO grants to former LLC members were made under the legacy 2014 Gloo LLC plan. Under the 2025 plan, change-in-control acceleration for executive employees requires both a qualifying corporate transaction and an involuntary termination without cause or resignation for good reason (double trigger); directors are eligible for single-trigger acceleration upon a qualifying transaction alone. In July 2026 the company filed a secondary offering registration covering shares held by existing stockholders.
- RSUs use double-trigger vesting. Two things must both happen before the shares are yours: (1) the normal time-based vesting completes, and (2) the company has a liquidity event (an IPO or an acquisition). Until both happen, you do not yet own the shares and you do not owe tax on them.
Sources: sec.gov
Researched 2026-07-08.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Gloo Holdings, Inc..
Use this calculator to plan a Gloo Holdings, Inc. (GLOO) ISO exercise around the AMT bargain element from the current trading price. The math accounts for federal AMT, state AMT (CA, CO, CT, MN where applicable), AMT crossover, and year-over-year credit recovery. Inputs are yours: strike price, share count, FMV at exercise, and your filing-status income.
All Gloo Holdings, Inc. tools → · Use the generic Multi-Year ISO Exercise Schedule Calculator for any company.
Gloo Holdings, Inc. equity questions
- How much alternative minimum tax (AMT) will I owe exercising Gloo Holdings, Inc. ISOs?
- Exercising incentive stock options (ISOs) does not create regular income tax, but the bargain element (the fair market value at exercise minus your strike price) counts toward the alternative minimum tax (AMT). The amount depends on the bargain element, your other income, your filing status, and your state. The calculator above models federal and state AMT, the AMT crossover point, and how the credit recovers in later years for your exact Gloo Holdings, Inc. figures.
- Does Gloo Holdings, Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Gloo Holdings, Inc. typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- When did the Gloo Holdings, Inc. IPO lockup expire?
- Gloo Holdings, Inc. (GLOO) went public on November 19, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around May 18, 2026. Confirm against your own grant paperwork, since some lockups release early or in stages.
- Do Gloo Holdings, Inc. RSUs use double-trigger vesting?
- Yes. Gloo Holdings, Inc. restricted stock units (RSUs) vest only when two things both happen: the time-based schedule completes, and the company has a liquidity event such as an initial public offering (IPO) or an acquisition. Until both occur you do not own the shares and owe no tax on them.
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