Plan your Qumulus AI ISO exercise
Calculator · free · no signup · pre-IPOQumulus AI is pre-IPO. Plan your AMT impact at any valuation — current 409A, expected IPO price, or post-IPO scenarios.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Tax inputs
Grant timeline
Net final value — optimized plan
$247,554
AMT premium for exercising: $88,143 (on top of $228,374 regular tax across the horizon)
Optimized plan keeps $45,790 more than lump-sum.
Up to 1,270 shares ($57,162 bargain element) this year before federal AMT applies.
Net final value by year
Running tally: NTV from shares exercised through year y, minus AMT premium paid through year y. The last year matches the plan's headline NTV. Hover a year for plan totals.
Optimized exercise schedule
You pay the higher of Regular tax and AMT tax each year (per jurisdiction). Hover any number for the bracket-by-bracket breakdown.
| 1 | 4,900 | $220,500 | — | $130,212 | $116,717 | ||
| 2 | 2,600 | $120,330 | — | $93,399 | $184,926 | ||
| 3 | 2,500 | $118,987 | — | $92,906 | $247,554 |
Federal AMT credit
Earned
$79,087
Recovered
$0
Remaining
$79,087
The AMT credit only recovers in years where regular tax exceeds AMT — typically a year with no ISO exercise. Every year in this schedule has bargain element, so AMT exceeds regular tax in every year and the credit carries forward untouched. Try a longer horizon or fewer total shares to introduce a recovery year.
Plan comparison
Net value at the end of your hold horizon.
Lump-sum
All in Year 1
$201,765
−$45,790
Even split
Equal shares each year
$246,414
−$1,140
Optimized
Tax-aware schedule
$247,554
Highest
Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.
About Qumulus AI
Qumulus AI is a privately held Cloud/SaaS company. S-1 filed May 1, 2026.
Equity grants at Qumulus AI typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
QumulusAI, founded in 2019 and headquartered in Marietta, Georgia, operates GPU-powered cloud infrastructure for AI and machine learning workloads, targeting small and mid-market teams underserved by hyperscale providers. The company owns and operates data centers in Georgia and Missouri and manages 60 MW of grid power in Oklahoma. In October 2025 QumulusAI secured a $500 million blockchain-backed nonrecourse financing facility through the USD.AI Protocol. The company filed for a direct listing on Nasdaq under the ticker QMLS in 2026.
Sources: renaissancecapital.com · siliconangle.com
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Qumulus AI.
Qumulus AI is a pre-IPO Cloud/SaaS company. S-1 filed May 1, 2026. The calculator works at any valuation: enter your strike, the current 409A FMV, an expected IPO price, or anywhere in between. AMT is triggered on the bargain element (FMV − strike) when you exercise; the calculator models federal AMT, state AMT, and the multi-year credit-recovery path.
All Qumulus AI tools → · Use the generic AMT + ISO Exercise Calculator for any company.
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