Figma (FIG) Stock Concentration Calculator
Calculator · free · no signup · FIGQuantify Figma concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Have multiple RSU vest lots? The RSU Lot Order Calculator picks which lots to sell first, and on which dates, to divest at the lowest computed tax.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →Related calculators: Protect Your Stock Calculator · RSU Lot Order Calculator · Equity Funding Plan Calculator
About Figma
Figma (FIG) is a public Dev Tools company, incorporated in Delaware and headquartered in San Francisco, CA. IPO'd Sep 1, 2025.
Last close: $24.32 per share (as of 2026-08-01).
Post-Adobe-deal-collapse IPO.
Equity grants at Figma typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Figma, Inc. is an American company that develops software for user interface design. Founded in 2012 by Dylan Field and Evan Wallace, it provides a collaborative web-based application for interface design, along with companion desktop and mobile apps. Figma has 13 million users as of 2025.
Source: Wikipedia (CC BY-SA 4.0)
Dylan Field and Evan Wallace founded Figma in 2012, building a browser-based collaborative interface design tool now headquartered in San Francisco. Adobe announced a $20 billion acquisition in September 2022, but the companies terminated the deal in December 2023 after EU and UK antitrust regulators signaled they would block it; Adobe paid a $1 billion breakup fee. Figma filed its S-1 with the SEC on July 1, 2025, reporting $749 million in 2024 revenue (up 48% year-over-year), and began trading on the NYSE under ticker FIG on July 31, 2025.
Sources: sec.gov · cnbc.com · news.adobe.com · figma.com
Equity comp at Figma
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Figma.
If a meaningful share of your net worth sits in FIG, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with FIG's option-implied volatility.
Example: 5,000 FIG shares at $24.32 is a $121,600 position. A 30% drawdown costs $36,480; a 50% drawdown costs $60,800; a 70% drawdown costs $85,120. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using FIG's option-implied volatility and your cost basis.
All Figma tools → · Use the generic Stock Concentration Calculator for any company. Diversifying multiple RSU lots? See the lot-by-lot sell order →
Figma equity questions
- How much FIG stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your FIG position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Figma grant ISOs, NSOs, or RSUs?
- Equity compensation at Figma typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- When did the Figma IPO lockup expire?
- Figma (FIG) went public on September 1, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around February 28, 2026. Confirm against your own grant paperwork, since some lockups release early or in stages.
- Do Figma RSUs use double-trigger vesting?
- No. Figma restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Figma equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.