Unity Software (U) Stock Concentration Calculator
Calculator · free · no signup · UQuantify Unity Software concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →About Unity Software
Unity Software (U) is a public Dev Tools company, incorporated in Delaware and headquartered in San Francisco, CA. IPO'd Sep 18, 2020.
Last close: $28.06 per share (as of 2026-06-16).
Equity grants at Unity Software typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Unity Software Inc. is an American video game software development company based in San Francisco. It was founded in Denmark in August 2004 as Over the Edge I/S and changed its name in 2007. Unity Technologies is best known for the development of Unity, a licensed game engine used to create video games and other applications.
Source: Wikipedia (CC BY-SA 4.0)
David Helgason, Joachim Ante, and Nicholas Francis founded Unity Technologies in Copenhagen in 2004 (originally Over the Edge Entertainment), pivoting from games to a real-time 3D engine after their first title flopped. Headquartered in San Francisco, Unity powers games plus film, automotive, and architecture workflows. The company went public on the NYSE in September 2020 under ticker U, then closed a $4.4B all-stock merger with ironSource in November 2022. A September 2023 Runtime Fee announcement triggered developer revolt, partial reversal, and CEO John Riccitiello's exit. Matt Bromberg took over as CEO in May 2024.
Sources: en.wikipedia.org · unity.com · mobilegamer.biz
Equity comp at Unity Software
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Unity Software.
If a meaningful share of your net worth sits in U, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with U's option-implied volatility.
Example: 5,000 U shares at $28.06 is a $140,300 position. A 30% drawdown costs $42,090; a 50% drawdown costs $70,150; a 70% drawdown costs $98,210. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using U's option-implied volatility and your cost basis.
All Unity Software tools → · Use the generic Stock Concentration Calculator for any company.
Unity Software equity questions
- How much U stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your U position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Unity Software grant ISOs, NSOs, or RSUs?
- Equity compensation at Unity Software typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- Do Unity Software RSUs use double-trigger vesting?
- No. Unity Software restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Unity Software equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.