Figma (FIG) NSO Exercise Calculator
Calculator · free · no signup · FIGPlan your Figma NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$199,080
Sell + invest wins by $20,783 over Hold 1 yr.
Estimates only. Not financial advice.
Sell + invest
Best payout| Bargain element (sale − strike) | $350,000 |
| Federal | |
| State | |
| Medicare | −$5,075 |
| Additional Medicare | −$3,150 |
| Market gain over 1 yr at 10.0% | $18,573 |
| LTCG on diversified gain (fed + state + NIIT) | −$5,219 |
| Net at year 1 | $199,080 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | $0 |
| Net at year 1 | $178,297 |
Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →About Figma
Figma (FIG) is a public Dev Tools company, incorporated in Delaware and headquartered in San Francisco, CA. IPO'd Sep 1, 2025.
Last close: $17.98 per share (as of 2026-06-17).
Post-Adobe-deal-collapse IPO.
Equity grants at Figma typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Figma is an American software company that provides a platform for collaborative web application for interface design, with additional offline features enabled by desktop applications for macOS and Windows. The feature set of Figma focuses on user interface and user experience design, with an emphasis on real-time collaboration, utilizing a variety of vector graphics editor and prototyping tools. The Figma mobile app for Android and iOS allows viewing and interacting with Figma prototypes in real-time on mobile and tablet devices.
Source: Wikipedia (CC BY-SA 4.0)
Dylan Field and Evan Wallace founded Figma in 2012, building a browser-based collaborative interface design tool now headquartered in San Francisco. Adobe announced a $20 billion acquisition in September 2022, but the companies terminated the deal in December 2023 after EU and UK antitrust regulators signaled they would block it; Adobe paid a $1 billion breakup fee. Figma filed its S-1 with the SEC on July 1, 2025, reporting $749 million in 2024 revenue (up 48% year-over-year), and began trading on the NYSE under ticker FIG on July 31, 2025.
Sources: sec.gov · cnbc.com · news.adobe.com · figma.com
Equity comp at Figma
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Figma.
Use this calculator to estimate your Figma (FIG) NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.
Example: at Figma (FIG)'s last close of $17.98, exercising 5,000 NSOs with a $5.39 strike creates a $62,950 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $16,997 and $28,328 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.
All Figma tools → · Use the generic NSO Exercise Calculator for any company.
Figma equity questions
- How is a Figma NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Figma grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Figma grant ISOs, NSOs, or RSUs?
- Equity compensation at Figma typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- When did the Figma IPO lockup expire?
- Figma (FIG) went public on September 1, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around February 28, 2026. Confirm against your own grant paperwork, since some lockups release early or in stages.
- Do Figma RSUs use double-trigger vesting?
- No. Figma restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Figma equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.