Plan your Replit NSO exercise
Calculator · free · no signup · pre-IPOReplit is pre-IPO. Plan your NSO exercise tax (federal, state, FICA) at any expected valuation.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Seeded from secondary-market data, as of Jun 16, 2026
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$499,752
Sell + invest wins by $316,129 over Hold 1 yr.
Estimates only. Not financial advice.
Sell + invest
Best payout| Bargain element (sale − strike) | $925,000 |
| Federal | |
| State | |
| Medicare | −$13,413 |
| Additional Medicare | −$8,325 |
| Market gain over 1 yr at 10.0% | $46,623 |
| LTCG on diversified gain (fed + state + NIIT) | −$13,101 |
| Net at year 1 | $499,752 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | $0 |
| Net at year 1 | $183,623 |
Sold 2,609 shares at exercise to cover strike + tax; 2,391 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →About Replit
Replit is a privately held Dev Tools company, incorporated in Delaware and headquartered in San Francisco, CA.
Last reported secondary-market price: $195 per share (as of 2026-06-16). Your own 409A may differ.
$9B Series D.
Equity grants at Replit typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Replit, formerly Repl.it, is an American technology company. Founded in 2016, Replit developed an online integrated development environment (IDE) also named Replit that supports various programming languages. In September 2024, it released the first version of Replit Agent, an AI agent for automating software development, with which users can interact in natural language.
Source: Wikipedia (CC BY-SA 4.0)
Founded in 2016 by Amjad Masad, Faris Masad, and Haya Odeh, Replit operates a browser-based collaborative IDE that has pivoted hard into agentic development. Replit Agent, launched September 2024, autonomously plans, writes, and deploys apps from natural-language prompts, triggering a revenue jump from roughly $2.8M ARR in early 2025 to $150M annualized by September. A $250M round that month valued the Foster City company at $3B; by March 2026, Georgian led a $400M Series D at a $9B valuation, with 150,000+ paying customers.
Sources: techcrunch.com · techfundingnews.com
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Replit.
Replit NSO exercise creates ordinary income on the bargain element (federal, state, and FICA) at the price on the day you exercise. The calculator works at any valuation, so you can model your exercise cost at the current 409A FMV, an expected IPO price, or post-IPO scenarios.
Example: at Replit's last reported price of $195, exercising 5,000 NSOs with a $58.5 strike creates a $682,500 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $184,275 and $307,125 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.
All Replit tools → · Use the generic NSO Exercise Calculator for any company.
Replit equity questions
- How is a Replit NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Replit grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Replit grant ISOs, NSOs, or RSUs?
- Equity compensation at Replit typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are Replit shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Replit shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your Replit equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.