Hartford Creative Group, Inc. (HFUS) NSO Exercise Calculator
Calculator · free · no signup · HFUSPlan your Hartford Creative Group, Inc. NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.
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Your grant
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$199,080
Sell + invest wins by $20,783 over Hold 1 yr.
Estimates only. Not financial advice.
Sell + invest
Best payout| Bargain element (sale − strike) | $350,000 |
| Federal | |
| State | |
| Medicare | −$5,075 |
| Additional Medicare | −$3,150 |
| Market gain over 1 yr at 10.0% | $18,573 |
| LTCG on diversified gain (fed + state + NIIT) | −$5,219 |
| Net at year 1 | $199,080 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | $0 |
| Net at year 1 | $178,297 |
Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →Related calculators: Stock Concentration Calculator · Multi-Year ISO Exercise Schedule Calculator
About Hartford Creative Group, Inc.
Hartford Creative Group, Inc. (HFUS) is a public Marketing company, incorporated in Nevada and headquartered in Rosemead, CA. IPO'd Apr 5, 2012.
OTC; China ad/marketing services.
Equity grants at Hartford Creative Group, Inc. typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Hartford Creative Group, incorporated in 2008 as Hartford Great Health Corp. and renamed in May 2024, places social media ad campaigns for small and mid-sized businesses across TikTok, Kwai, RED and WeChat, and produces short-form web dramas, serving clients in the US and China. Based in Rosemead, California with about 19 employees, it now trades over-the-counter (outside major exchanges) under ticker HFUS, with shares between $1.99 and $7.52 over the past year. The company has also filed to uplist to Nasdaq, seeking up to $20 million in a public stock offering.
Sources: sec.gov · stockanalysis.com · renaissancecapital.com · otcmarkets.com
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Hartford Creative Group, Inc..
Use this calculator to estimate your Hartford Creative Group, Inc. (HFUS) NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.
All Hartford Creative Group, Inc. tools → · Use the generic NSO Exercise Calculator for any company.
Hartford Creative Group, Inc. equity questions
- How is a Hartford Creative Group, Inc. NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Hartford Creative Group, Inc. grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Hartford Creative Group, Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Hartford Creative Group, Inc. typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
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