Plan your Harvey NSO exercise
Calculator · free · no signup · pre-IPOHarvey is pre-IPO. Plan your NSO exercise tax (federal, state, FICA) at any expected valuation.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Seeded from secondary-market data, as of Jul 20, 2026
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$130,776
Hold 1 yr wins by $51,929 over Sell + invest.
Estimates only. Not financial advice.
Sell + invest
| Bargain element (sale − strike) | $134,450 |
| Federal | |
| State | |
| Medicare | −$1,950 |
| Additional Medicare | −$1,210 |
| Market gain over 1 yr at 10.0% | $7,356 |
| LTCG on diversified gain (fed + state + NIIT) | −$2,067 |
| Net at year 1 | $78,847 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
Best payout| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | −$22,362 |
| Net at year 1 | $130,776 |
Sold 3,006 shares at exercise to cover strike + tax; 1,994 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →Related calculators: Stock Concentration Calculator · Multi-Year ISO Exercise Schedule Calculator
About Harvey
Harvey is a privately held AI company, headquartered in San Francisco, CA.
Last reported secondary-market price: $36.89 per share (as of 2026-07-20). Your own 409A may differ.
$11B Mar 2026; legal AI.
Equity grants at Harvey typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
A March 2026 funding round pushed Harvey's valuation to $11 billion, capping a fundraising run that included a $3 billion Series D in February 2025, a $5 billion Series E in June 2025, and an $8 billion Series F in December 2025. Winston Weinberg, a securities litigator at O'Melveny & Myers, and Gabriel Pereyra, a research scientist from Google DeepMind and Meta, co-founded the company in 2022. The platform fine-tunes large language models on legal corpora to assist attorneys with drafting, research, due diligence, and regulatory analysis.
Sources: cnbc.com · techcrunch.com
Equity comp at Harvey
- Harvey ran its first tender offer (a company-organized window where employees and early investors can sell some vested shares to outside buyers) as part of the December 2025 Series F round led by Andreessen Horowitz. The tender settled at an $8 billion implied valuation, the same price as the primary round. For employees who joined during Harvey's early growth when the company was valued at $715 million in 2023 or $1.5 billion in early 2024, the tender offered the first concrete opportunity to convert some equity into cash.
- Recent share-sale events (industry term: tender offers):
- Dec 2025: $8B implied valuation, led by Andreessen Horowitz · techcrunch.com
Sources: techcrunch.com · harvey.ai
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Harvey.
Harvey NSO exercise creates ordinary income on the bargain element (federal, state, and FICA) at the price on the day you exercise. The calculator works at any valuation, so you can model your exercise cost at the current 409A FMV, an expected IPO price, or post-IPO scenarios.
Example: at Harvey's last reported price of $36.89, exercising 5,000 NSOs with a $11.07 strike creates a $129,100 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $34,857 and $58,095 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.
All Harvey tools → · Use the generic NSO Exercise Calculator for any company.
Harvey equity questions
- How is a Harvey NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Harvey grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Harvey grant ISOs, NSOs, or RSUs?
- Equity compensation at Harvey typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are Harvey shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Harvey shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your Harvey equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.