Multi-Year ISO Exercise Schedule Calculator
Open →Plan Harvey ISO exercise around the AMT bargain element. Federal + state, AMT crossover, multi-year credit recovery.
Deep dive: How to find your ISO AMT crossover point (2026) →Harvey is pre-IPO. Plan your AMT and NSO exercise tax at any valuation: current 409A FMV, expected IPO price, or post-IPO scenarios.
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Plan Harvey ISO exercise around the AMT bargain element. Federal + state, AMT crossover, multi-year credit recovery.
Deep dive: How to find your ISO AMT crossover point (2026) →Left Harvey with vested ISOs? Model the 90-day exercise-or-forfeit window: your deadline, AMT cost of exercising at once, and the share count that maximizes after-tax value.
Harvey NSO exercise tax (federal, state, FICA) plus a sell-vs-hold comparison for long-term capital gains.
Deep dive: NSO exercise: sell now or hold for long-term capital gains? →Don't work at Harvey? Find another company.
Harvey is a pre-IPO AI company. Your Harvey equity (incentive stock options (ISOs) and non-qualified stock options (NSOs)) is valued off the latest 409A appraisal rather than a public price, which changes the timing math on exercising and holding.
The tools below model each of these: whether exercising ISOs triggers the alternative minimum tax (AMT) this year, and the share count that keeps you under the crossover and how much Harvey concentration to carry versus diversify or hedge.
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OptionsAhoy plans your Harvey equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.