Hinge Health (HNGE) NSO Exercise Calculator

Calculator · free · no signup · HNGE

Plan your Hinge Health NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Your grant

pre-IPO? enter price manually

Tax inputs

Hold strategy

1 yr
20%
20%
10.0%

Best after-tax payout — at year 1

$199,080

Sell + invest wins by $20,783 over Hold 1 yr.

Estimates only. Not financial advice.

Your NSO exercise pushes your top federal rate from 24% to 35%. Hover the Federal value below for the bracket-by-bracket slicing.

Sell + invest

Best payout
Bargain element (sale − strike)$350,000
Federal
State
Medicare$5,075
Additional Medicare$3,150
Market gain over 1 yr at 10.0%$18,573
LTCG on diversified gain (fed + state + NIIT)$5,219
Net at year 1$199,080

Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.

Exercise + hold 1 yr

Sale proceeds (year 1)
LTCG tax (federal + state + NIIT)$0
Net at year 1$178,297

Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.

Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.

Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.

Net at year N — by hold period

Sell + investExercise + hold
$0$54K$108K$162K$216KYr 1Yr 2

Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.

You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.

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About Hinge Health

Hinge Health (HNGE) is a public Vertical SaaS company, incorporated in Delaware and headquartered in San Francisco, CA. IPO'd May 22, 2025.

Last close: $68.35 per share (as of 2026-06-16).

Digital MSK care.

Equity grants at Hinge Health typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

Daniel Perez and Gabriel Mecklenburg founded Hinge Health in San Francisco in 2014 to treat musculoskeletal conditions (back, knee, and hip pain) through digital physical therapy delivered through employer health benefit programs. The platform combines wearable motion sensors, AI-guided exercise therapy, and clinical coaching to replace high-cost in-person PT for working-age adults. Hinge Health reported $588 million in revenue in 2025, up 51% year-over-year. It priced its NYSE IPO at $32 per share in May 2025, raising $437 million at a $2.6 billion implied valuation.

Sources: ir.hingehealth.com · fiercehealthcare.com

Equity comp at Hinge Health

  • RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.

Researched 2026-05-07.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Hinge Health.

Use this calculator to estimate your Hinge Health (HNGE) NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.

Example: at Hinge Health (HNGE)'s last close of $68.35, exercising 5,000 NSOs with a $20.51 strike creates a $239,200 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $64,584 and $107,640 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.

All Hinge Health tools → · Use the generic NSO Exercise Calculator for any company.

Hinge Health equity questions

How is a Hinge Health NSO exercise taxed?
Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Hinge Health grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
Does Hinge Health grant ISOs, NSOs, or RSUs?
Equity compensation at Hinge Health typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
When did the Hinge Health IPO lockup expire?
Hinge Health (HNGE) went public on May 22, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around November 18, 2025. Confirm against your own grant paperwork, since some lockups release early or in stages.
Do Hinge Health RSUs use double-trigger vesting?
No. Hinge Health restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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