Procore (PCOR) NSO Exercise Calculator
Calculator · free · no signup · PCORPlan your Procore NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$199,080
Sell + invest wins by $20,783 over Hold 1 yr.
Estimates only. Not financial advice.
Sell + invest
Best payout| Bargain element (sale − strike) | $350,000 |
| Federal | |
| State | |
| Medicare | −$5,075 |
| Additional Medicare | −$3,150 |
| Market gain over 1 yr at 10.0% | $18,573 |
| LTCG on diversified gain (fed + state + NIIT) | −$5,219 |
| Net at year 1 | $199,080 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | $0 |
| Net at year 1 | $178,297 |
Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →About Procore
Procore (PCOR) is a public Vertical SaaS company, incorporated in Delaware and headquartered in Carpinteria, CA. IPO'd May 20, 2021.
Last close: $42.4 per share (as of 2026-06-16).
Equity grants at Procore typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.
Source: Wikipedia (CC BY-SA 4.0)
Founded in 2002 by Craig 'Tooey' Courtemanche in Carpinteria, California, Procore Technologies builds construction management SaaS for owners, general contractors, and specialty contractors, covering preconstruction, project management, workforce management, financials, and analytics on a unified platform. The company went public on the NYSE under ticker PCOR on May 20, 2021 at $67 per share (after deferring a 2020 listing during COVID), raising roughly $634.5 million. Procore closed 2025 with $1.32 billion in revenue (up 15 percent year over year) and 17,850 organic customers, including 2,710 above $100K ARR.
Sources: en.wikipedia.org · enr.com · investors.procore.com
Equity comp at Procore
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Procore.
Use this calculator to estimate your Procore (PCOR) NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.
Example: at Procore (PCOR)'s last close of $42.4, exercising 5,000 NSOs with a $12.72 strike creates a $148,400 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $40,068 and $66,780 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.
All Procore tools → · Use the generic NSO Exercise Calculator for any company.
Procore equity questions
- How is a Procore NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Procore grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Procore grant ISOs, NSOs, or RSUs?
- Equity compensation at Procore typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- Do Procore RSUs use double-trigger vesting?
- No. Procore restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Procore equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.