Plan your Mitesco, Inc. NSO exercise

Calculator · free · no signup · pre-IPO

Mitesco, Inc. is pre-IPO. Plan your NSO exercise tax (federal, state, FICA) at any expected valuation.

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Your grant

Tax inputs

Hold strategy

1 yr
20%
20%
10.0%
Pre-IPO assumption: Expected sale price assumes a liquid market at year N. In reality, pre-IPO shares clear via tender offers (priced at a discount to the 409A or last preferred round, on the company's calendar) or at IPO (subject to lockups). Use the haircut to reflect that uncertainty.

Best after-tax payout — at year 1

$199,080

Sell + invest wins by $20,783 over Hold 1 yr.

Estimates only. Not financial advice.

Your NSO exercise pushes your top federal rate from 24% to 35%. Hover the Federal value below for the bracket-by-bracket slicing.

Sell + invest

Best payout
Bargain element (sale − strike)$350,000
Federal
State
Medicare$5,075
Additional Medicare$3,150
Market gain over 1 yr at 10.0%$18,573
LTCG on diversified gain (fed + state + NIIT)$5,219
Net at year 1$199,080

Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.

Exercise + hold 1 yr

Sale proceeds (year 1)
LTCG tax (federal + state + NIIT)$0
Net at year 1$178,297

Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.

Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.

Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.

Net at year N — by hold period

Sell + investExercise + hold
$0$54K$108K$162K$216KYr 1Yr 2

Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.

You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.

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About Mitesco, Inc.

Mitesco, Inc. is a privately held Cloud/SaaS company, incorporated in Nevada and headquartered in Vero Beach, FL. S-1 filed Jul 22, 2026.

Equity grants at Mitesco, Inc. typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).

Mitesco, Inc. began in 2009 as True Nature Holding and took the Mitesco name in April 2020, after building The Good Clinic, a chain of nurse-practitioner-staffed clinics. It shut that clinic business in 2024 and now runs two units: Centcore, LLC, which sells data-center colocation and cloud hosting from Melbourne, Florida, and Vero Technology Ventures, LLC, which invests in early-stage cloud software makers. On October 31, 2025, Mitesco drew $250,000 against a $1 million convertible note (a loan that can convert into company shares) from C/M Capital Master Fund to fund the data-center buildout.

Sources: sec.gov · globenewswire.com · nasdaq.com · globenewswire.com

Equity comp at Mitesco, Inc.

  • Mitesco has no active equity incentive plan today. Its 2021 Omnibus Securities and Incentive Plan was terminated by the board on January 7, 2024, which also cancelled all previously granted stock options that had not yet been exercised, for stated technical and compliance reasons. Since then the company has compensated its board and advisory board members with direct restricted stock issuances outside of any formal incentive plan, rather than through RSU or option grants with standard vesting terms.

Sources: sec.gov · sec.gov

Researched 2026-07-23.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Mitesco, Inc..

Mitesco, Inc. NSO exercise creates ordinary income on the bargain element (federal, state, and FICA) at the price on the day you exercise. The calculator works at any valuation, so you can model your exercise cost at the current 409A FMV, an expected IPO price, or post-IPO scenarios.

All Mitesco, Inc. tools → · Use the generic NSO Exercise Calculator for any company.

Mitesco, Inc. equity questions

How is a Mitesco, Inc. NSO exercise taxed?
Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Mitesco, Inc. grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
Does Mitesco, Inc. grant ISOs, NSOs, or RSUs?
Equity compensation at Mitesco, Inc. typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
Are Mitesco, Inc. shares eligible for QSBS?
They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Mitesco, Inc. shares qualify turns on when you acquired them and the company's asset size at that time.
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