monday.com (MNDY) NSO Exercise Calculator

Calculator · free · no signup · MNDY

Plan your monday.com NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Your grant

pre-IPO? enter price manually

Tax inputs

Hold strategy

1 yr
20%
20%
10.0%

Best after-tax payout — at year 1

$199,080

Sell + invest wins by $20,783 over Hold 1 yr.

Estimates only. Not financial advice.

Your NSO exercise pushes your top federal rate from 24% to 35%. Hover the Federal value below for the bracket-by-bracket slicing.

Sell + invest

Best payout
Bargain element (sale − strike)$350,000
Federal
State
Medicare$5,075
Additional Medicare$3,150
Market gain over 1 yr at 10.0%$18,573
LTCG on diversified gain (fed + state + NIIT)$5,219
Net at year 1$199,080

Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.

Exercise + hold 1 yr

Sale proceeds (year 1)
LTCG tax (federal + state + NIIT)$0
Net at year 1$178,297

Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.

Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.

Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.

Net at year N — by hold period

Sell + investExercise + hold
$0$54K$108K$162K$216KYr 1Yr 2

Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.

You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.

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About monday.com

monday.com (MNDY) is a public Cloud/SaaS company, incorporated in L3 and headquartered in Tel Aviv-yafo, L3. IPO'd Jun 10, 2021.

Last close: $77.26 per share (as of 2026-06-16).

HQ Israel; US-listed.

Equity grants at monday.com typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

Monday.com Ltd. is a global software company that develops a browser-based AI platform for managing work processes. The platform was launched in 2014 and relaunched in July 2019, the company raised $150 million, based on a $1.9 billion valuation. The company went public in June 2021 and is based in Tel Aviv, Israel.

Source: Wikipedia (CC BY-SA 4.0)

Roy Mann and Eran Zinman started the project in 2012 inside Wix, where it ran as an internal coordination tool before spinning out as a standalone startup. The product launched commercially in 2014 under the name dapulse, then rebranded to monday.com in 2017. Headquartered in Tel Aviv, the company sells a work operating system that lets teams build customizable workflow boards across projects, sales, and operations. Shares listed on NASDAQ under MNDY on June 10, 2021, priced at $155, with paying customers across 200+ countries.

Sources: en.wikipedia.org · monday.com

Equity comp at monday.com

  • RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.

Researched 2026-05-07.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by monday.com.

Use this calculator to estimate your monday.com (MNDY) NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.

Example: at monday.com (MNDY)'s last close of $77.26, exercising 5,000 NSOs with a $23.18 strike creates a $270,400 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $73,008 and $121,680 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.

All monday.com tools → · Use the generic NSO Exercise Calculator for any company.

monday.com equity questions

How is a monday.com NSO exercise taxed?
Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your monday.com grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
Does monday.com grant ISOs, NSOs, or RSUs?
Equity compensation at monday.com typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
Do monday.com RSUs use double-trigger vesting?
No. monday.com restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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