Qumulus AI (QMLS) NSO Exercise Calculator
Calculator · free · no signup · QMLSPlan your Qumulus AI NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.
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Your grant
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$199,080
Sell + invest wins by $20,783 over Hold 1 yr.
Estimates only. Not financial advice.
Sell + invest
Best payout| Bargain element (sale − strike) | $350,000 |
| Federal | |
| State | |
| Medicare | −$5,075 |
| Additional Medicare | −$3,150 |
| Market gain over 1 yr at 10.0% | $18,573 |
| LTCG on diversified gain (fed + state + NIIT) | −$5,219 |
| Net at year 1 | $199,080 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | $0 |
| Net at year 1 | $178,297 |
Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →Related calculators: Stock Concentration Calculator · Multi-Year ISO Exercise Schedule Calculator
About Qumulus AI
Qumulus AI (QMLS) is a public Cloud/SaaS company, incorporated in Georgia and headquartered in Marietta, GA. IPO'd Jul 16, 2026.
Last close: $5.38 per share (as of 2026-09-16).
Nasdaq direct listing Jul 2026; AI GPU cloud infrastructure.
Equity grants at Qumulus AI typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
QumulusAI traces to 2019, when its Georgia data center subsidiaries were incorporated; the parent company was formally incorporated in December 2022 and operated as Global Digital Holdings before rebranding as QumulusAI in August 2025. Led by CEO Mike Maniscalco, a former Applied Digital CTO, the company builds and leases graphics processing unit (GPU) capacity for AI workloads from a network of U.S. data centers, backed by a $500 million non-recourse financing facility. It completed a direct listing (existing shareholders' shares begin trading without the company raising new capital) on the Nasdaq Global Market on July 16, 2026 under ticker QMLS.
Sources: sec.gov · businesswire.com · hypepotamus.com · datacenterdynamics.com
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Qumulus AI.
Use this calculator to estimate your Qumulus AI (QMLS) NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.
Example: at Qumulus AI (QMLS)'s last close of $5.38, exercising 5,000 NSOs with a $1.61 strike creates a $18,850 bargain element, taxed as ordinary income on the day you exercise. Combined federal + state + FICA on that bargain typically lands between $5,089 and $8,482 depending on your bracket and state. The calculator above computes the exact figure for your situation and compares selling now vs. holding through the long-term capital-gains threshold.
All Qumulus AI tools → · Use the generic NSO Exercise Calculator for any company.
Qumulus AI equity questions
- How is a Qumulus AI NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Qumulus AI grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Qumulus AI grant ISOs, NSOs, or RSUs?
- Equity compensation at Qumulus AI typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- When did the Qumulus AI IPO lockup expire?
- Qumulus AI (QMLS) went public on July 16, 2026. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around January 12, 2027. Confirm against your own grant paperwork, since some lockups release early or in stages.
One piece of the puzzle.
OptionsAhoy plans your Qumulus AI equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.