Plan your Spin AI Inc. NSO exercise
Calculator · free · no signup · pre-IPOSpin AI Inc. is pre-IPO. Plan your NSO exercise tax (federal, state, FICA) at any expected valuation.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Tax inputs
Hold strategy
Best after-tax payout — at year 1
$199,080
Sell + invest wins by $20,783 over Hold 1 yr.
Estimates only. Not financial advice.
Sell + invest
Best payout| Bargain element (sale − strike) | $350,000 |
| Federal | |
| State | |
| Medicare | −$5,075 |
| Additional Medicare | −$3,150 |
| Market gain over 1 yr at 10.0% | $18,573 |
| LTCG on diversified gain (fed + state + NIIT) | −$5,219 |
| Net at year 1 | $199,080 |
Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Exercise + hold 1 yr
| Sale proceeds (year 1) | |
| LTCG tax (federal + state + NIIT) | $0 |
| Net at year 1 | $178,297 |
Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.
Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.
Net at year N — by hold period
Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.
You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.
Request beta access →About Spin AI Inc.
Spin AI Inc. is a privately held Cloud/SaaS company, headquartered in Palo Alto, CA. S-1 filed Jul 20, 2026.
Equity grants at Spin AI Inc. typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
SpinOne, Spin.AI's SaaS (software delivered over the internet) data protection platform, backs up and monitors Google Workspace, Microsoft 365, Salesforce, and Slack accounts to catch ransomware, insider data leaks, and misconfigured security settings. Dmitry Dontov founded the company (originally SpinBackup) in 2017 in Palo Alto, California. In August 2022, Spin closed a $16 million Series A (early-stage venture funding round) led by Blueprint Equity, valuing the company at $55 million post-money and bringing total funding to roughly $21.6 million. SpinOne now protects data for more than 1,500 organizations worldwide.
Sources: spin.ai · techcrunch.com · siliconangle.com
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Spin AI Inc..
Spin AI Inc. NSO exercise creates ordinary income on the bargain element (federal, state, and FICA) at the price on the day you exercise. The calculator works at any valuation, so you can model your exercise cost at the current 409A FMV, an expected IPO price, or post-IPO scenarios.
All Spin AI Inc. tools → · Use the generic NSO Exercise Calculator for any company.
Spin AI Inc. equity questions
- How is a Spin AI Inc. NSO exercise taxed?
- Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your Spin AI Inc. grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
- Does Spin AI Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Spin AI Inc. typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are Spin AI Inc. shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Spin AI Inc. shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your Spin AI Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.