TEN Holdings, Inc. (XHLD) NSO Exercise Calculator

Calculator · free · no signup · XHLD

Plan your TEN Holdings, Inc. NSO exercise (federal, state, FICA) and compare sell-vs-hold for long-term capital gains.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Your grant

pre-IPO? enter price manually

Tax inputs

Hold strategy

1 yr
20%
20%
10.0%

Best after-tax payout — at year 1

$199,080

Sell + invest wins by $20,783 over Hold 1 yr.

Estimates only. Not financial advice.

Your NSO exercise pushes your top federal rate from 24% to 35%. Hover the Federal value below for the bracket-by-bracket slicing.

Sell + invest

Best payout
Bargain element (sale − strike)$350,000
Federal
State
Medicare$5,075
Additional Medicare$3,150
Market gain over 1 yr at 10.0%$18,573
LTCG on diversified gain (fed + state + NIIT)$5,219
Net at year 1$199,080

Sell every share immediately; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.

Exercise + hold 1 yr

Sale proceeds (year 1)
LTCG tax (federal + state + NIIT)$0
Net at year 1$178,297

Sold 2,678 shares at exercise to cover strike + tax; 2,322 shares held 1 yr for LTCG.

Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're exercising as a current employee.

Both columns are stated in year-1 dollars: sell-now proceeds compound at the market return and pay LTCG on the gain at year 1; any cash paid out of pocket on the hold side carries the same opportunity cost.

Net at year N — by hold period

Sell + investExercise + hold
$0$54K$108K$162K$216KYr 1Yr 2

Estimates only. Excludes AMT (NSOs do not trigger AMT), state-AMT, multi-state moves, and disqualifying-disposition edge cases. Not financial advice.

You calculated one NSO decision. The beta plans NSOs alongside RSUs and ISOs in a single multi-year tax plan.

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About TEN Holdings, Inc.

TEN Holdings, Inc. (XHLD) is a public Cloud/SaaS company, incorporated in Nevada and headquartered in Langhorne, PA. IPO'd Feb 13, 2025.

Equity grants at TEN Holdings, Inc. typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

TEN Holdings, Inc. (NASDAQ: XHLD) operates Ten Events, Inc., a Langhorne, Pennsylvania event planning, production, and broadcasting firm founded in 2011. The company listed on Nasdaq on February 13, 2025, pricing 1,667,000 shares at $6.00 each and raising approximately $10 million in gross proceeds. Its Xyvid Pro and TEN Pro platforms deliver virtual, hybrid, and in-person events for clients in technology, healthcare, education, and financial services. In June 2025, CEO Randy Jones launched an early adopter program for Ten Events Pro, a subscription SaaS product targeting corporate event teams.

Sources: sec.gov · prnewswire.com

Equity comp at TEN Holdings, Inc.

  • TEN Holdings used IPO completion as a vesting milestone for grants made before its February 2025 NASDAQ debut. This single-trigger IPO event accelerated a significant share of outstanding options (roughly 1.1 million shares vested on the IPO date), producing $3.5 million of stock compensation expense in Q1 2025. The plan covers a broad award menu (options, RSUs, restricted stock, performance awards, and stock appreciation rights) but publicly disclosed grants to date have been stock options rather than RSUs. The plan reserved 4 million shares of common stock after an amendment reduced the original 12.5 million share pool in September 2024.
  • Vesting schedule: Initial grants under the 2024 Amended and Restated Equity Incentive Plan used a milestone-plus-time structure: a portion vested upon completion of the IPO in February 2025, with remaining shares subject to a one-year cliff followed by monthly installments. A separate tranche vests in four annual installments from April 15, 2024, with each annual tranche releasing in 20 equal quarterly installments beginning January 26, 2025..

Sources: sec.gov · sec.gov · sec.gov

Researched 2026-06-04.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by TEN Holdings, Inc..

Use this calculator to estimate your TEN Holdings, Inc. (XHLD) NSO exercise tax (federal, state, FICA), then compare selling now versus holding through the long-term capital gains threshold. Inputs are yours: grant terms, current price, your income, your state.

All TEN Holdings, Inc. tools → · Use the generic NSO Exercise Calculator for any company.

TEN Holdings, Inc. equity questions

How is a TEN Holdings, Inc. NSO exercise taxed?
Exercising a non-qualified stock option (NSO) creates ordinary income on the bargain element (the price on the day you exercise minus your strike), subject to federal income tax, state income tax, and FICA. The calculator above computes that tax for your TEN Holdings, Inc. grant and compares selling the shares now against holding past the one-year mark for long-term capital-gains treatment.
Does TEN Holdings, Inc. grant ISOs, NSOs, or RSUs?
Equity compensation at TEN Holdings, Inc. typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
When did the TEN Holdings, Inc. IPO lockup expire?
TEN Holdings, Inc. (XHLD) went public on February 13, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around August 12, 2025. Confirm against your own grant paperwork, since some lockups release early or in stages.
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