Aflac (AFL) Protective Put Calculator
Calculator · free · no signup · AFLPrice a protective put, zero-cost collar, or put spread on Aflac. Annual cost, max loss, upside cap, tax treatment, auto-filled from current AFL option chain.
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You priced one hedge. The beta picks the right hedge structure given your full equity stack and tax situation.
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About Aflac
Aflac (AFL) is a public Fintech company, incorporated in Georgia and headquartered in Columbus, GA.
Equity grants at Aflac typically include restricted stock units (RSUs).
Aflac Incorporated is an American insurance company and is the largest provider of supplemental insurance in the United States. It was founded in 1955 and is based in Columbus, Georgia. In the U.S., it underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it "provides financial protection to more than 50 million people worldwide".
Source: Wikipedia (CC BY-SA 4.0)
Three brothers founded the company in Columbus, Georgia in 1955 and found their market in Japan, where it began selling cancer insurance in 1974 and became the dominant supplemental insurer. Japan still supplies a majority of earnings, which makes the yen exchange rate a direct input to reported results. Products pay cash benefits directly to policyholders for specified conditions rather than reimbursing providers, sold largely through workplace payroll deduction. The duck advertising campaign began in 2000. Headquarters remain in Columbus.
Sources: aflac.com · en.wikipedia.org
Equity comp at Aflac
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-08-17.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Aflac.
A protective put caps your downside on the AFL position at a chosen floor; a zero-cost collar pays for that floor by capping the upside. This calculator prices both structures off the current AFL option chain, with annual cost, max loss, and tax-treatment notes.
All Aflac tools → · Use the generic Protect Your Stock Calculator for any company.
Aflac equity questions
- How much does it cost to hedge AFL stock?
- The cost of a protective put depends on how far below the current price you set the floor, how long the protection lasts, and AFL's option-implied volatility. A zero-cost collar lowers that cost by selling away some upside. The calculator above prices both structures off the current AFL option chain and shows the annual cost, maximum loss, and tax treatment.
- Does Aflac grant ISOs, NSOs, or RSUs?
- Equity compensation at Aflac typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
- Do Aflac RSUs use double-trigger vesting?
- No. Aflac restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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