Fair Isaac (FICO) Protective Put Calculator
Calculator · free · no signup · FICOPrice a protective put, zero-cost collar, or put spread on Fair Isaac. Annual cost, max loss, upside cap, tax treatment, auto-filled from current FICO option chain.
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About Fair Isaac
Fair Isaac (FICO) is a public Data company, incorporated in Delaware and headquartered in Bozeman, MT.
Last close: $1,078.12 per share (as of 2026-08-18).
Equity grants at Fair Isaac typically include restricted stock units (RSUs).
FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.
Source: Wikipedia (CC BY-SA 4.0)
Engineer Bill Fair and mathematician Earl Isaac founded the firm in 1956 to apply statistical scoring to credit decisions, and the FICO score they eventually produced became the default measure of consumer creditworthiness in the United States. Two businesses sit under one roof: scores, which are licensed through the three credit bureaus and carry almost no incremental cost per pull, and software for fraud detection and decision management sold to banks and insurers. The scores business is unusually profitable because the asset is a standard rather than a product. Mortgage origination volume drives the cyclical part of revenue. Headquarters are in Bozeman, Montana.
Sources: sec.gov · en.wikipedia.org
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Fair Isaac.
A protective put caps your downside on the FICO position at a chosen floor; a zero-cost collar pays for that floor by capping the upside. This calculator prices both structures off the current FICO option chain, with annual cost, max loss, and tax-treatment notes.
Example: a 5,000-share FICO position at $1,078.12 is worth $5,390,600. A 1-year 30%-OTM put on that position typically runs 2-4% of position value per year (about $107,812 to $215,624) before any premium offset from a short call. The calculator prices both structures off FICO's current option chain so you see the actual cost for your chosen floor, tenor, and cap.
All Fair Isaac tools → · Use the generic Protect Your Stock Calculator for any company.
Fair Isaac equity questions
- How much does it cost to hedge FICO stock?
- The cost of a protective put depends on how far below the current price you set the floor, how long the protection lasts, and FICO's option-implied volatility. A zero-cost collar lowers that cost by selling away some upside. The calculator above prices both structures off the current FICO option chain and shows the annual cost, maximum loss, and tax treatment.
- Does Fair Isaac grant ISOs, NSOs, or RSUs?
- Equity compensation at Fair Isaac typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
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